KUP-01005 error when selecting external table

Question

Hi All,
My name is arun. I am having trouble resolving the following error. I tried to google, search oracle forum but no avail. I would really appreciate some help? I hope someone point me to the right direction with this problem. Thank you.
Scenario :
I have done the following :
1. Created the external directories using a user account(KDEV199). However by default its owned by SYS user.
2. Created the table necessary for selection. This was done by user account(KDEV199)
3. I have granted the folder privileges owned by oinstall:oracle where the 2 physical files exists. Thus all the files is owned by oracle. This was done at OS layer.
4. I have created 2 files necessary to extract data & read in oracle. This was done at OS layer.
The problem is that i have the following when i try to select the table :
SQL> select * from TEXN_IGM_MST;
select * from TEXN_IGM_MST
ERROR at line 1:
ORA-29913: error in executing ODCIEXTTABLEOPEN callout
ORA-29400: data cartridge error
KUP-00554: error encountered while parsing access parameters
KUP-01005: syntax error: found "minussign": expecting one of:
"double-quoted-string, identifier, single-quoted-string"
KUP-01007: at line 7 column 10
This script used to create the table :
--Create External Table
CREATE TABLE texn_igm_mst
COMP_NO CHAR(2),
POL_NO CHAR(10),
WRITING_AGENCY_NO_1 CHAR(10),
WRITING_AGENT_NO_1 CHAR(10),
WRITING_AGENCY_NO_2 CHAR(10),
WRITING_AGENT_NO_2 CHAR(10),
POL_STS_CDE CHAR(4),
STS_CHNG_DT DATE,
POL_DTE DATE,
PAY_UP_DTE DATE,
PAY_TO_DTE CHAR(10),
MATURE_DTE DATE,
PAY_MODE_CDE CHAR(2),
PAY_METHOD_CDE CHAR(1),
MODAL_PREM_AMT NUMBER(15,2),
POL_CUR CHAR(2),
NFO_CDE CHAR(1),
DIVD_OPTION_CDE_1 CHAR(1),
DIVD_OPTION_CDE_2 CHAR(1),
OTHER_OPTION_CDE_1 CHAR(1),
OTHER_OPTION_CDE_2 CHAR(1),
RESTRICT_CDE CHAR(20),
NEXT_MODAL_PREM NUMBER(15,2),
SUSPEND_CDE CHAR(1),
EXTRACT_DTE DATE,
REASON_CDE CHAR(3),
LINE_OF_BUSS CHAR(1),
BILL_TO_DTE CHAR(10),
DUE_DAY NUMBER(3),
DAY_USE CHAR(1),
PAR_TYPE CHAR(1),
ISSUE_STATE CHAR(2),
MED_CDE CHAR(1),
RACE_CDE CHAR(1),
ADMIT_CDE CHAR(1),
REPT_STATE CHAR(2),
COLL_OFF CHAR(2),
WRITING_AGENCY CHAR(10),
LAST_ANN_PROC CHAR(3),
TIMESTAMP DATE,
SPND_EFF_DT DATE,
SPND_TRMN_DT DATE,
SPND_USER_ID CHAR(8),
CMPLN_AGT_ID CHAR(10),
TOTAL_CWA DECIMAL(17),
TOTAL_CWA_DT DATE,
DELIVERY_DT DATE,
REINSURED_CDE CHAR(1),
SERV_AGENCY CHAR(10),
ST_CODE CHAR(1),
NFO_RULE CHAR(1),
CSTAT_REASN_CD CHAR(2),
REJ_REASN_CD CHAR(2)
ORGANIZATION EXTERNAL
TYPE oracle_loader
DEFAULT DIRECTORY external_dir_clmlog
ACCESS PARAMETERS
records delimited by newline
BADFILE external_dir_clmlog:'VILFPM1.BAD'
LOGFILE external_dir_clmlog:'VILFPM1.LOG'
fields terminated by '!'
missing field values are null
--Column and format setting
COMP_NO,
POL_NO,
WRITING_AGENCY_NO_1,
WRITING_AGENT_NO_1,
WRITING_AGENCY_NO_2,
WRITING_AGENT_NO_2,
POL_STS_CDE,
STS_CHNG_DT CHAR date_format DATE Mask "yyyy-mm-dd",
POL_DTE CHAR date_format DATE Mask "yyyy-mm-dd",
PAY_UP_DTE CHAR date_format DATE Mask "yyyy-mm-dd",
PAY_TO_DTE,
MATURE_DTE CHAR date_format DATE Mask "yyyy-mm-dd",
PAY_MODE_CDE,
PAY_METHOD_CDE,
MODAL_PREM_AMT,
POL_CUR,
NFO_CDE,
DIVD_OPTION_CDE_1,
DIVD_OPTION_CDE_2,
OTHER_OPTION_CDE_1,
OTHER_OPTION_CDE_2,
RESTRICT_CDE,
NEXT_MODAL_PREM,
SUSPEND_CDE,
EXTRACT_DTE CHAR date_format DATE Mask "yyyy-mm-dd",
REASON_CDE,
LINE_OF_BUSS,
BILL_TO_DTE,
DUE_DAY,
DAY_USE,
PAR_TYPE,
ISSUE_STATE,
MED_CDE,
RACE_CDE,
ADMIT_CDE,
REPT_STATE,
COLL_OFF,
WRITING_AGENCY,
LAST_ANN_PROC,
TIMESTAMP CHAR date_format DATE Mask "yyyy-mm-dd-hh24.mi.ss.ffffff",
SPND_EFF_DT CHAR date_format DATE Mask "yyyy-mm-dd",
SPND_TRMN_DT CHAR date_format DATE Mask "yyyy-mm-dd",
SPND_USER_ID,
CMPLN_AGT_ID,
TOTAL_CWA,
TOTAL_CWA_DT CHAR date_format DATE Mask "yyyy-mm-dd",
DELIVERY_DT CHAR date_format DATE Mask "yyyy-mm-dd",
REINSURED_CDE,
SERV_AGENCY,
ST_CODE,
NFO_RULE,
CSTAT_REASN_CD,
REJ_REASN_CD
LOCATION (external_dir_clmxcom:'VILFPM1.DAT')
DB version :
BANNER
Oracle Database 11g Enterprise Edition Release 11.2.0.2.0 - 64bit Production
PL/SQL Release 11.2.0.2.0 - Production
CORE 11.2.0.2.0 Production
TNS for Linux: Version 11.2.0.2.0 - Production
NLSRTL Version 11.2.0.2.0 - Production
OS version :
SUSE Linux Enterprise Server 11 (x86_64)
VERSION = 11
PATCHLEVEL = 1
Linux KAITLSDS01 2.6.32.12-0.7-default #1 SMP 2010-05-20 11:14:20 +0200 x86_64 x86_64 x86_64 GNU/Linux
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Answer 1

Pl see MOS Doc 302672.1 (Select From External Table Gives ORA-29913 ORA-29400 KUP-554 KUP-1005)
Srini