Long Awaited APP SPREE!

I've waited for this day for almost 2 years while slowly gardening my current cards and slowly building up my report. It was a long journey and I'm please to share my success with you all and to motivate the ones who are at where I was not too long ago... there's light at the end of the tunnel So lets get to it! First card which was #1 on my list: Sallie Mae Mastercard - Instant Approval $5,000 !(Called the backdoor number to request a larger limit but no luck they felt they were fair on their offer for now... Which is fine because its still a great limit!) 2nd on my list: Discover IT - After calling in to verify all the info needed APPROVED $3,500 !(No luck with backdoor number as well but this was a dream card to get for me and I'm just glad to be on board) 3rd on my list: US Bank Cash+ - Under review(Not sure if this is a common procedure with them but it kind of shocked me, hopefully they approve and don't offer another card) Last but not least: American Express Blue Cash Everyday - Instant Approval $4,500 !(Didn't call the backdoor number because I didn't want to mess up my 3xCLI chances after the 61st day) All in all I wanted to keep going maybe apply for Chase Freedom and Target Red or Bestbuy but I decided to hold myself back and calm down lol Spreeing can make you anxious and have you doing things you may regret later... Being apart of American Express is HUGE to me. I went from a 532 score just a few years ago to getting prime cards with great limits and I wouldn't be where I am today without all the hard work I put in, patience and all the advice and great info I received on this site.. u guys are truly awesome and I couldn't thank you enough.

TheFate wrote:
JustMe3 wrote:
Congratulations!! And honestly, if I were you I would go ahead and get a Chase card now (maybe even a Capital One Venture... actually, I would definitely get the Venture).Venture does look like a great card but do you really think its better than the Chase Sapphire and Chase Freedom combo?No it's not better (the intial SL might be though). With Chase's new policy of only 5 cards in 2 years, if you want the CSP and Freedom I would go see if you pre-qualify on their website, and if so, I'd apply now before your new cards report. Venture you can always get after cause they don't seem shy of inquiries and new accounts.

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Advice for Upcoming App Spree

Thanks for asking those questions; I knew I was bound to leave some information out. Unfortunately, I don't have verifiable income during the summer, but I did during the school year, and I will during this upcoming school year. The only reason I was denied for the Discover CLI was because my history was so short (didn't even have a FICO score yet). I always PIF. I didn't even think to include that because that just seems like it should go without question with the way I view credit haha. Anyway, yeah I always plan to PIF with any credit cards. As far as getting my other FICOs, is there any free way? Just the whole reason I'm into credit cards is to save money (rewards now and lower interest on loans in the future), so paying for anything credit related kind of contradicts why I do this stuff. I do plan to get a Citi Double Cash in the future, and then I'll have a monthly EQ FICO score as well. I have looked at all of the Capital One cards, but none of them are really rewards leaders. Because I'm mostly just interested in the very best cards for me and Capital One triple pulls, I'm not really interested in them. As far as the plausibility of getting these cards, I think that if I applied for only one of the them (except maybe the Fidelity), I would be approved because I've seen many thin, clean files approved for AmEx cards, seen people with only 6 months of credit history approved for the Freedom despite Chase saying that they like to see a year of history, and the Sallie Mae seems to be geared towards students or recent graduates, so it makes sense that thinner files get approved for the Sallie Mae card. Anyway, I could be totally wrong about any of this, but I think that I stand a decent chance for these cards on their own, but applying in the right order might be key to getting hopefully at least 3.

BalisongAddict wrote:
Thanks for the reply. Yeah, I'm definitely a bit worried about having a successful app spree and then Barclays closing my account because of too many recent accounts. I was under the impression that the charge cards are easier to get approved for than the revolvers, and the PRG is a charge card while the ED is a revolver. Either way, I don't really see the point of applying for cards just because I am more likely to get approved for them. I'm more interested in applying for cards because their rewards fit my spending habits. This same logic goes for why I don't intend to apply for a Capital One card. Also, as far as feasibility of my approval for these cards, here are a few relevant links so that we hopefully don't have to talk that much about that on this thread:Sallie Mae approval with 9 months history and a 642 TU FICOSallie Mae and Chase Freedom approval with 8 months history and a 707 TU FICOFidelity Amex approval with 9 months history, 7 months AAoA, 723 EQ FICO, and 741 TU FICOAmex ED approval with 6 months history and 696 EXAmex BCP approval with 6 months historyAmex PRG approval with 7 months historyAmex BCE approval with 9 months historyAmex BCE and Chase Freedom approval with 8 months historyChase Freedom approval with similar profileChase Freedom approval with short history No offense, but if you search enough for what you want to hear, you will find it... I know you are not opting for the charge cards, but it made me think, how many teens/young adults need a charge card...Which made me think further, it would be great because there is a less chance of accumulating cc debt! Something to think about. How much money do you spend a month that can be put on credit cards? What are your 1, 5, and 10 year credit goals? I did check credit pulls database (which is a gamble anyway) and the amex prg had lots of approvals even for scores lower than yours. Go for it. I really dont care for that salliemae card. #1 because it is with barclays. Plus, their rewards cap seems kind of low. But yeah, it would be a geat card for a student especially for bookstore/amazon and you can have the percent deposited into upromise or pay interest on student loans (as I am sure you already know!).
Anyway, did you check the chase approval site? I would apply for amex first. If you dont get approved, call in for a recon for a different product. I think you will be just fine with whichever card you select. I would apply for chase second. And Salliemae 3rd. Only because the first two have the most room to grow with you and therefor seem to be the priority to me. My reply doesnt have much advice, but hopefully it will bump it to the top so others will chime in!

TS1702 After installing the latest itunes, I can no longer sync Apps to my ipod touch. I have restored it to original settings and now old apps won't install please help.

My ipod touch will no longer sync apps since I downloaded the new Itunes. I have restored it to original setting in hopes that would work, but now I have lost all my apps and even old ones will no longer sync. Can anyone help?

What model iPod do you have? If yo have a 2G iPod. many developers when they updated their apps to support iOS 5 and 6 dropped compatibility for iOS 4.2.1 and earlier.

I can no longer download apps that I buy. They are on my computer, they will no longer sync onto my phone. Yes, I DO know how to do it. They no longer will go onto my phone.

I can no longer download apps that I buy. They are on my computer, they will no longer sync onto my phone. Yes, I DO know how to do it. They no longer will go onto my phone.

Did some searches, but did not come up with anything regarding your specific issue (the original one, the grey 'waiting' problem is quite common). If no other ofrum users chime in, it is indeed time to contact Apple / iTunes Store support.
If you have not yet one so, Try to Reset your device. Press and hold both the Sleep/Wake button and the Home button for at least ten seconds, until the Apple logo appears (ignore the Slide to Power Off that shows up first).
You could also try to re-download one or two apps, just to see if anything changes. Log in to the iTunes Store, go to the Purchases section and download from the list of past purchases or free apps.
Sorry I wasn't of better help. Good luck.

Can no longer download apps, constantly get "cannot connect to iTunes Store"

Can no longer download apps, constantly get "cannot connect to iTunes Store"
Can connect to iTunes, Safari, Google et etc. No issue with our wifi/network, we also have another iPad which fas no problem downloading apps.

Try syncing your iPad with your computer, that way it can update its version of iTunes.

I can no longer update apps on my iPhone or iPad1. It keeps asking me to agree to new terms, which I do, then stops and asks again over and over. Please help. I do not want to update to a new iOS

I can no longer update apps on my iPhone 4 or my iPad 1 because it keeps asking me over and over to agree to new terms, so I do that and it still does not work. Just around and around in a circle. I do not want to update software. I like what I have.

Pay attention to the numerous posts on this tonight.....try again tomorrow.
GB

I can no longer download apps on my iPod. (More info in message)

I can no longer download apps on my iPod. I recently had a card number on my iTunes account that i had to cancel and now it wants me to enter another card number so i can purchase apps. I only plan on getting free apps on my iPod and i do not want to enter my card number. Is there a way to create an account without enter my card number?

If you are curious and you want to know what iOS you are running - go to Settings>General>About>Version.
Also make sure that you transfer purchases into iTunes from your iPad via File>Transfer Purchases while the iPad is connected to your computer, with iTunes running and with your iPad selected. Also make sure that you backup your iPad by right clicking on the iPad name under devices and selecting - Backup. Copy any important files to your computer as well before you update your iPad.

I can no longer access apps on my new iPad that we're downloaded on old one. Using cloud.

I can no longer access apps on my new iPad that we're downloaded on old iPad. Using cloud.

Are you trying to download them from your purchased list? If so, make sure you are signed in with the Apple ID you used to purchase them in Settings>iTunes & App Store, and that the apps are still available for purchase in the App store. Then you should be able to download them as explained here: Download past purchases.
If that isn't your question, please explain further.

I can no longer download Apps from App store nor update the existing ones

iMac 21" Intel
year 2013
OSX10.10.1
I can no longer download Apps from App Store.
I would select the app, press the icon to download the App (Ottieni in my language, Italian), download would not start and an alarm saying "Download failed, try from the Purchased page to retry" would pop-up, see screenshot below.
I would visit the page "Purchased" (second icon from right) and try from there by pressing the icon Install on the right hand side but the same pop-up icon would appear and a message by the icon Install saying "An error occurred" would appear.
The same problem occurr when I try to update Keynote, Imovie or any other App I have downloaded.
I do not know whether this is related to this issue but some time ago I installed Avast.
I could not install other apps such as uTorrent (not downloaded through App Store) until I removed Avast.
I am utterly disappointed.
Can anyone help, please?
Thanks.
Carlo

Yes, Avast could very well be the issue. Bad software, use the developer's instructions to uninstall and don't install again. Your Mac has no real need for most 3rd party anti-viral software and those so-called tune-up apps mess up more than they are worth. A pristine OS X system is all that you need, it takes care of itself.

I have an ipod touch 4g it was just Fine and today i tried to plug it to my laptop to sync music and it suddenly turned off and it didn't work for 15 mins and then it worked but i can no longer sync apps or music plz help me as soon as you can

I have an ipod touch 4g it was just Fine and today i tried to plug it to my laptop to sync music and it suddenly turned off and it didn't work for 15 mins and then it worked but i can no longer sync apps or music plz help me as soon as you can

If you have not taken the iPod apart, Apple will exchange it for a refurbished one for $99. You can do it an an Apple store
- Make an appointment at the Genius Bar of an Apple store.
Apple Retail Store - Genius Bar
Or sent it to Apple

I can no longer download apps on my iPad. Can I download ios 5?

I'm not even sure what operating system I have but I can no longer update apps bc the ios requirement is too high....what can I do?

If you are curious and you want to know what iOS you are running - go to Settings>General>About>Version.
Also make sure that you transfer purchases into iTunes from your iPad via File>Transfer Purchases while the iPad is connected to your computer, with iTunes running and with your iPad selected. Also make sure that you backup your iPad by right clicking on the iPad name under devices and selecting - Backup. Copy any important files to your computer as well before you update your iPad.

IPad mini now terrible to use, apple support no help because warranty is up. All cause by new ios8 update, wifi issues, many apps no longer work, apps that do work now crash regularly and sometimes take several instances and reboots to even open.

IPad mini now terrible to use, apple support no help because warranty is up. All cause by new ios8 update, wifi issues, many apps no longer work, apps that do work now crash regularly and sometimes take several instances and reboots to even open.

need help uninstalling ios8 and going back to 7 where things worked please.

HT4539 how to enable my apple id on iTunes? Somehow its disabled and I can no longer download Apps on my IPhone ??

how to enable my apple id on iTunes? Somehow its disabled and I can no longer download Apps on my IPhone ??

Depending on why it's been disabled you might be able to re-enable it via this page : http://appleid.apple.com, then 'reset your password'
Or you might need to contact Apple : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page
If it then works on your computer's iTunes but not your phone then try logging out of your account on the phone by tapping on the id in Settings > Store (Settings > iTunes & App Stores on iOS 6) and then log back in and see if that 'refreshes' the account on it

Finally made the 800 club!! To app spree or not to app spree...

So I've been waiting for my NFCU payoff to post after my credit card debt was consolidated onto a low interest personal loan. I've been saving up the CreditCheckTotal $1 trial until I noticed the balance was paid so I didn't have to wait for myFico to update (yes, I'm that impatient, you have no idea). Well, 3 days after the statement posted, EQ and EX were finally updated, and I went ahead with the CCT trial and got this: This is a first! I was in the 400s in 2011/2012 when I started on the rebuilding section of the board, so this has been a journey for me. Never would I have imagined I'd been in the 800s, especially with my horrible credit past. Now the dillema, I've been waiting for this so I could app for a few cards I've been wanting, mainly the Slate for the 0% BT offer, and the CSP to pair with my Freedom for rewards and the Amex BCE. Also considering one of the Chase hotel cards.. but now that I have an 800+ score, I'm not sure I want to apply anymore and ruin this great score! Don't know what to do.. decisions, decisions! I've been itching to go on an app spree....

Thanks everyone! Redeyz wrote:
Wonderful achievement! This is somewhat of a lifechanging moment since you've crossed a threshold you probably thought impossible. I have a couple questions though.- How much CC debt did you consolidate through the low interest personal loan?- And what score decrease did you see from getting an installment loan versus the point increase from paying off the CC debt? Was it neutral or more positive paying off the CC balances? I'd say...hold off and let that beautiful score of 805 stick around for a month, and in the meantime evaluate which card or cards best fit your longterm objectives and then apply in a month. Congrats again.The CC consolidation was about 20k @ 6.41% through SoFi and hasn't posted to my credit report. So I'm sure I'll take a small hit when that happens. According to the simulators, which have been mostly accurate, I'll drop 5 points. I'm still waiting for TU to post all of this months credit card payoffs, but they seem to be taking forever so I'm not sure what my score with them will be, but they've been consistent with Experian, so I hope they also put me > 800. The simulators also show that a new CC will drop me to 770.. I wanted to BT a majority of my loan over to the Slate assuming I could get a high SL with them, but something in me just wants to deal with the interest I'm paying on the loan (~$450ish by the time it's paid off) and keep the high score lol. I got in with my Mortgage at 3.375% when I hit the 700s in 2012, So aside from paying off this last consolidation loan, I have no other short term credit goals so technically I have room to play and wouldn't mind getting a few more cards to stiffen my AAOA for years down the road.

Summer App Spree AMEX, CITI, NFCU, BOA Building Credit

Have been deployed since August of 2014. Soon returning. Used the time to rebuild and work on my credit. Got a car loan in April 2014 with M&T then refinanced through USAA for 4.00%. Applied for nRewards with NFCU in July 2014 and was approved for 3,000. Applied for LOC and got it to 15,000. Applied for Cap One QS 1 and Platinum 500 each, EO bumped up one to 1500. Now that i'm coming home and have (for the most part) not done much of anything credit related while I was gone (other than NFCU CLIs and Chase Slate for a balance transfer) i've come out the garden swinging. APPROVED 7/16BOA HRC Cash Rewards 3500AMEX BCE 2500AMEX PRG w/ 50,000 sign up bonusNFCU PC from nRewards to Flagship Visa Sig with 18,000 Credit LineDISCOVER IT CLI +500 PENDING 7/16 Citi Premier -- was originally denied, the EO is reviewing my application again and will get back to me by Monday. Provided me with direct line to call to give additional info or ask questionsNFCU Cash Rewards - just waiting on site to update my app I hope to close or consolidate my smaller limit cards and higher interest cards. I didn't intend to go on a spree prior to purchasing another car but eh, you live once. Will certainly garden after my car purchase so I can look forward towards a mortgage. And for those who are wondering, INQ - somewhere between 7-13 on each, AAofA 4 years, one paid collection, no unpaid collections, one 120 day late from 4 years ago, 3 30 day lates from two years ago to the day when I lost my civilian job - all on credit cards. My scores are from myfico. Oh by the way, when I got the slate in February I believe it was, I had more than 5 accounts in two years. Thanks to everyone for their help, i've been on this forum for over a year now I just never post anything.

Great Job. Try PenFed for your car loan. I've always found their rates far better then USAA or NFCU for auto but YMMV. Also, if you dont have an account with them, they do a HP for account openings and your pull is good for 30 days for any of their products. Goodluck on your car purchase and Congrats on the very sucessful app spree.

Long Awaited APP SPREE!

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