Only need 3 months for school, have to pay for 12 and then get charged half for the other 9?

The way I understand, it's $20/month and you have to commit for 12 for a total of $240.
I only need it for 3 months for school. I would then have to pay 50% of the remaining 9 months ($90) to cancel.
Is that right? If so, it's a load of horseshit. Why doesn't Adobe have a decent plan for students that don't have money to throw around?

Did you check the ordering page to find the month-by-month subscription?
Cloud Plans https://creative.adobe.com/plans
-and subscription terms http://www.adobe.com/misc/subscription_terms.html

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