PayPal Smart Connect problem

got the credit limit of $700 and only spent $180 so far with 1 confirmed purchase. The other charges were all canceled and never went through but they show up immeaditly and drop the credit limit, so now i have only $80 on it yet i spent only 180 of 700. two charges were from gyft.com and were cancelled because they needed more info or something both of these were 250 because i tried again. the credit limit has never went back up and i am unable to use smart connect. i contacted paypal through email to no avail. plz help

CH-7-Rebuilding wrote:
i2000s wrote:
Congrats! A question about the PayPal Smart Connect credit account: Do you think it is useful? I find the credit account doesn't have a physical card nor rewards! Besides, you can always use PayPal with a link to your bank account to make a payment. Surely you can get extra credit when you pay on PayPal. Besides these, where can you get benefit from the Smart Connect account? Thanks.You are very astute.  It is a piece of crap account.  I applied for the Paypal MC and they gave me this.  It's also very slow to post and a pain to make payments unless you push them from your bank. If they had not increased my limit today I would have seriously thought about closing it.  I use it for the no-interest for larger eBay purchases.  I have had the account for almost a year, and I have never once paid interest on it.  That in and of itself, I consider a reward. I only had one issue with a payment, and that was very early on.  I made two payments within the statement period, and for some reason they decided to "hold" the second one for 15 days.   They told me that it was because it was a "massive payment" (it was $500.. but at that point it was most of my $700 limit), and they wanted to make sure that it would actually clear on my relatively new account.   After talking to them for a few minutes, they pushed the payment through, and I have had no issues since.
I generally pay the account from Paypal, often from its account balance from eBay sales.  Those tend to go faster than from my bank account.

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