Relatives credit card reporting on my CR

I appolgize in advance if this is the wrong place to post this, this is my first posting and I'm slightly intimidated by the sheer amount of information here. So I have an odd problem, my credit reports show I have a Macy's account and an Amex, the only problem is I do not currently or ever had an account with either card. Amex dates back to 1997 and Macy's dates back to 1979 and that I share them jointly with my grandmother, so I assume they must belong to my grandfather. We do not share the same first name and I was born in 1977 so getting a card in 1979 obviosly is not right. So my question is; what should I do? do I correct it or let it go? is there any pro's or con's to leraving it on my report? they both have zero balances. Thanks in advance.

will26ww wrote:
I appolgize in advance if this is the wrong place to post this, this is my first posting and I'm slightly intimidated by the sheer amount of information here. So I have an odd problem, my credit reports show I have a Macy's account and an Amex, the only problem is I do not currently or ever had an account with either card. Amex dates back to 1997 and Macy's dates back to 1979 and that I share them jointly with my grandmother, so I assume they must belong to my grandfather. We do not share the same first name and I was born in 1977 so getting a card in 1979 obviosly is not right. So my question is; what should I do? do I correct it or let it go? is there any pro's or con's to leraving it on my report? they both have zero balances. Thanks in advance. Welcome to the forums! Yeah, the volume of posts and the wealth of information can be a little daunting, but if you stick around it doesn't take that long to come up to speed as we do tend to cover a lot of the basics over call it a 1 month period repeating. You might've been added as an AU on those cards, but honestly, if they're positive tradelines sitting at $0 balance, just keep them. Used to be with how Amex worked you could get a card with an "open date" before you were born. Can't happen anymore, but it won't look that wierd on your report to anyone reviewing it... they'll know what's up, so don't sweat it as if they're positive they're almost assuredly a score benefit to you. Also, you got the right forum in one shot, well done .

Similar Messages

When credit cards report early

I was just looking over my Credit Karma info that updates on Saturdays. I found that JCP and Walmart reported early. Could that be because both accounts received CLIs this week? The old statement closing dates were on the 21st so the account info reported last week. And then they reported this week too. Showed the new credit lines along with my Walmart balance that is usually at $0.00 just before the statement closes. The current statement will go long so it won't close until the new date which is September 15th. I guess they will be showing that balance until then.

tuolumne wrote:
Yes this is why. Synch always reports immediately changes to account. Tuolumne -does this include payment changes or only CLI changes? I woudl have to review my AEO Visa and Walmart accounts to see if that has been the case. I have the Ebates Visa in the mail to me now so it would be nice to know.

Credit Card functionality

HI,
Can any on tell me settings related Credit Card functioanlity and config settings related to SD module
Regards
Ajoy

dear ajoy
This is how you can configure for credit card payments
regards
swapnil
Set Up Credit Control Areas:
Define Credit Control Area
Transaction: OB45
Tables: T014
Action: Define a credit control area and its associated currency. The Update Group should be 00012. This entry is required so the sales order will calculate the value to authorize
Assign Company Code to Credit Control Area
Transaction: OB38
Tables: T001
Action: Assign a default credit control area for each company code
Define Permitted Credit Control Area for a Company
Code
Transaction:
Tables: T001CM
Action: For each company code enter every credit control area that can be used
Identify Credit Price
Transaction: V/08
Tables: T683S
Action: Towards the end of the pricing procedure, after all pricing and tax determination, create a subtotal line to store the value of the price plus any sales tax. Make the following entries:
Sub to: A
Reqt: 2
AltCTy: 4
Automatic Credit Checking
Transaction: OVA8
Tables: T691F
Action: Select each combination of credit control areas, risk categories and document types for which credit checking should be bypassed. You need to mark the field no Credit Check with the valid number for sales documents.
Set Up Payment Guarantees
Define Forms of Payment Guarantee
Transaction: OVFD
Tables: T691K
Action: R/3 is delivered with form 02 defined for payment cards. Other than the descriptor, the only other entry should be 3 in the column labeled PymtGuaCat
Define Payment Guarantee Procedure
Transaction:
Tables: T691M/T691O
Action: Define a procedure and a description.
Forms of Payment Guarantee and make the following entries Sequential Number 1
Payment Guarantee Form 02
Routine Number   0    Routine Number can be used to validate payment card presence.
Define Customer Payment Guarantee Flag
Transaction:
Tables: T691P
Action: Define a flag to be stored in table.
Create Customer Payment Guarantee = Payment Card Payment Cards (All Customers can use Payment Cards).
Define Sales Document Payment Guarantee Flag
Transaction:
Tables: T691R
Action: Define the flag that will be associated with sales document types that are relevant for payment cards
Assign Sales Document Payment Guarantee Flag
Transaction:
Tables: TVAK
Action: Assign the document flag type the sales documents types that are relevant for payment cards.
Determine Payment Guarantee Procedure
Transaction: OVFJ
Tables: T691U
Action: Combine the Customer flag and the sales document flag to derive the payment guarantee procedure
Payment Card Configuration
Define Card Types
Transaction:
Tables: TVCIN
Action: Create the different card types plus the routine that validates the card for length and prefix (etc)
Visa , Mastercard, American Express, and Discover
Create the following entries for each payment card
AMEX American Express ZCCARD_CHECK_AMEX Month
DC Discover Card ZCCARD_CHECK_DC Month*****
MC Mastercard ZCCARD_CHECK_MC Month
VISA Visa   ZCCARD_CHECK_VISA Month
The Routines can be created based on the original routines delivered by SAP.
*****SAP does not deliver a card check for Discover Card. We created our own routine.
Define Card Categories
Transaction:
Tables: TVCTY
Action: Define the card category to determine if a
payment card is a credit card or a procurement card.
Create the following two entries
Cat Description One Card Additional Data
CC Credit Cards No-check No-check
PC Procurement Cards No-check Check
Determine Card Categories
Transaction:
Tables: TVCTD
Action: For each card category map the account number range to a card category. Multiple ranges are possible for each card category or a masking technique can be used. Get the card number ranges from user community. Below is just a sample of what I am aware are the different types of cards.
Visa Credit Expires in 7 days.
    400000   405500
    405505   405549
    405555   415927
    415929   424603
    424606   427532
    427534   428799
    428900   471699
    471700   499999
Visa Procurement Expires in 7 days.
    405501   405504
    405550   405554
    415928   415928
    424604   424605
    427533   427533
    428800   428899
Mastercard Credit Expires in 30 days
    500000   540499
    540600   554999
    557000   599999
Mastercard Procurement Expires in 30 days
    540500   540599
    555000   556999
American Express Credit Expires in 30 days
    340000   349999
    370000   379999
Discover Card Credit Expires in 30 days
    601100   601199
Set Sales Documents to accept Payment Card Information Transaction:
Tables: TVAK
Action: Review the listing of Sales Document types and enter 03 in the column labeled PT for each type which can accept a payment card
Configuration for Authorization Request
Maintain Authorization Requirements
Transaction: OV9A
Tables: TFRM
Action: Define and activate the abap requirement that determines when an authorization is sent. Note that the following tables are available to be used in the abap requirement (VBAK, VBAP, VBKD, VBUK, and VBUP).
Define Checking Group
Transaction:
Tables: CCPGA
Action: Define a checking group and enter the
description. Then follow the below guidelines for the remaining fields to be filled.
AuthReq Routine 901 is set here.
PreAu If checked R/3 will request an authorization for a .01 and the authorization will be flagged as such. (Insight does not use pre-authorization check).
A horizon This is the days in the future SAP will use to determine the value to authorize
(Insight does not use auth horizon period).
Valid You will get warning message if the payment card is expiring within 30 days of order entry date.
Assign Checking Group to Sales Document
Transaction:
Tables: TVAK
Action: Assign the checking group to the sales order types relevant for payment cards
Define Authorization Validity Periods
Transaction:
Tables: TVCIN
Action: For each card type enter the authorization validity period in days.
AMEX American Express 30
DC Discover card 30
MC Master card 30
VISA Visa   7
Configuration for clearing houses
Create new General Ledger Accounts
Transaction: FS01
Tables:
Action: Two General Ledger accounts need to be created for each payment card type. One for A/R reconciliation purposes and one for credit card clearing.
Maintain Condition Types
Transaction: OV85
Tables: T685
Action: Define a condition type for account determination and assign it to access sequence A001
Define account determination procedure
Transaction: OV86
Tables: T683 / T683S
Action: Define procedure name and select the procedure for control. Enter the condition type defined in the previous step.
Assign account determination procedure
Transaction:
Tables:
Action: Determine which billing type we are using for payment card process.
Authorization and Settlement Control
Transaction:
Tables: TCCAA
Action: Define the general ledger accounts for reconciliation and clearing and assign the function modules for authorization and settlement along with the proper RFC destinations for each.
Enter Merchant IDs
Transaction:
Tables: TCCM
Action: Create the merchant ids that the company uses to process payment cards
Assign merchant ids
Transaction:
Tables: TCCAA
Action: Enter the merchant ids with each clearinghouse account

Payment of Expense Report invoice created from credit card transactions

We are implementing corporate credit cards into iExpenses using the company pay method. When expense reports are created from aquitting credit card transactions and exported into Payables does anyone know if it is possible to pay the expense report invoice that has been created without needing to run the Create Credit Card Issuer Invoice program? The reason for this question is that I want to avoid running this program as our credit card provider direct debits our account from our bank account rather than us transmitting the funds to them and don't need to create an invoice for the credit card provider. Any assistance would be gretly appreciated. Thanks

Hi Harry
You can use the badi TRIP_POST_FI .you can create custom table & mention the different symbolic account number & change your symbolic account based on your expense type by using the above badi. While you do FI posting your expense types will get posted in two hit two different G/L account
It will surely solve your problem.. I had same issue in my earlier project which i have done the above solution.
Thanks
Anwar Hossain

Has anyone else gotten an email supposedly from Apple saying you had missing data and to update? I went to update, gave some info only to see they wanted my credit card info and money. How do I report this and to whom. Impossible to contact Apple.

Has anyone gotten an email saying your system was missing data and to update? I went to update, gave my email and password just to find it wasn't really Apple
but, wanted my credit card and money. Did not follow up. Where and how do I report this to Apple. Seems impossible to contact them.

Forward it to [email protected] and then delete it.
(112838)

Can expense report invoices for Credit Card transactions ever get paid?

We are implementing corporate Credit Cards into iExpenses and I have a question. How do the expense report invoices that are created in Payables from credit card transactions, where the invoice is $0.00 get paid? I have attempted to pay them manually but am unable to proceed. Is it possible to pay these expense report invoices or do these $0.00 value invoice remain unpaid in the system forever? Please help. Thanks

Hi Harry
You can use the badi TRIP_POST_FI .you can create custom table & mention the different symbolic account number & change your symbolic account based on your expense type by using the above badi. While you do FI posting your expense types will get posted in two hit two different G/L account
It will surely solve your problem.. I had same issue in my earlier project which i have done the above solution.
Thanks
Anwar Hossain

User submitted Credit Card Historical Transactions Management Report by mis

A user has submitted the 'Credit Card Historical Transactions Management Report' by mistake. They have noticed that as a result of this, the concurrent request appears to have deactivated all iExpense unused transactions up to and including the date that they ran the program which results in a number of cardholders affected are unable to see or acquit their Visa transactions.
We believe this process can be reversed using the same report and choosing "activate transactions" however we just need confirmation that our
assumption is correct and that the request can be reversed. Can anyone please confirm if this can be reversed.
Thanks
Lee

I created a SR with Oracle to confirm this and they said you can run this program. I just wanted to make sure program is safe to run for clearing out outstanding charges for termed employee.If Oracle support confirmed that you can run the program, then I would say go with what they said :)
Thanks,
Hussein

For our family finances, how do I create a monthly report merging data (by category) from tables for checking, credit card, and savings?

For our family finances, how do I create a monthly expenditure report that automatically merges data (by category) from checking, credit card, and savings accounts?

You can set up four tables:
1) a summary table
2) a table for pasting Checking transactions
3) a table for pasting Credit Card transactions
4) a table for pasting Savings transactions
You will have catagorize each transaction or using the ones from the bank/credit card
I used pop-up menus to make the categories (Type) and summed the two accounts in the summary table.

HT3702 I continue to be charged on my credit card for purchases I am not making on itunes. I have switched credit cards and this contines to happen. I have reported the problem on each specific purchase. What else do I do?

I continue to get charged on my credit for purchases I am not making on itunes. They are all small purchases such as $4.99, $1.99, $6.99 but have added to almost $300 in total. I keep clicking on them as report a problem. I have switched credit cards but this continues to happen. What do I do? Seems like there is no number to call. Wish I could talk to a person rather than trying to navigate this through the internet.

How are they showing up on your account e.g. are they auto-renewing subscriptions that you haven't stopped : http://support.apple.com/kb/HT4098
Does anyone else have access to your account and/or devices that might be making them ?
If you can't work out where they are coming from then you could contact iTunes support and ask them for help (we are fellow users here on these forums) : http://www.apple.com/support/itunes/contact/- click on Contact iTunes Store Support on the right-hand side of the page, then Purchases, Billing & Redemption
If they aren't showing on your account's purchase history then you should also contact your card issuer.

URGENT :credit card related busines process..!

Hello Experts ,
     Could Anyone tell me the business processes involved in SAP which include credit card transaction.
    please list those business process with complete flow of processing.
Thanks & Regards,
     A v I

Hi,
How To Do Configuration For Credit Management
Credit and risk management takes place in the credit control area. According to your corporate requirements, you can implement credit management that is centralized, decentralized, or somewhere in between.
An organizational unit that represents the area where customer credit is awarded and monitored.   This organizational unit can either be a single or several company codes, if credit control is performed across several company codes. One credit control area contains credit control information for each customer.
For example, if your credit management is centralized, you can define one credit control area for all of your company codes.
If, on the other hand, your credit policy requires decentralized credit management, you can define credit control areas for each company code or each group of company codes.
Credit limits and credit exposure are managed at both credit control area and customer level. You set up credit control areas and other data related to credit management in Customizing for Financial Accounting. The implementation guide is under Enterprise Structure -> Definition or Assignment -> Financial Accounting and then Maintain credit control area. You assign customers to specific credit control areas and specify the appropriate credit limits in the customer master record.
Settings for determining the credit control area of a document. The settings of items 1 - 4 are taken into account according to their priority. The credit control area found is stored in field VBAK-KKBER.
1. Transaction OB38
   Check which credit control area is assigned to the company code.
   Company code:
   Credit control area:
2. Transaction OVFL
   Check which credit control area is assigned to the sales area.
   Sales area:
   Credit control area:
3. Transaction XD02 or VD02
   Check which credit control area is assigned to the payer.
   Payer:
   Credit control area:
4. Transaction SE37
   Is user exit EXIT_SAPV45K_001 being used?
5. Transaction OBZK
   For the settings under items 2 - 4, field "All company codes" must be marked in Transaction
   OB45, or the credit control area must be entered under the relevant company code in table
   T001CM of the credit control areas allowed.
   Company code:
   Credit control areas allowed:
6. Settings for the credit checks
7. Transaction OVAK
   Which settings do exist for the sales document type used?
   Sales document:
   Check credit:
   Credit group:
8. Transaction OVAD
   Which settings do exist for the delivery type used?
   Delivery type:
   Credit group for delivery:
   Credit group for goods issue:
9. Transaction OB01
   Credit management/Change risk category
   Definition of the risk category for each credit control area. This risk category can be
   assigned to a credit account by using Transaction FD32.
10. Transaction OVA8
    Here, the individual credit checks for key fields
    o credit control area
    o risk category
    o credit group are set. Take these key fields from the above settings and go to the detail
      screen. In particular, check whether fields "Reaction" and "Status/block" are set
      correctly. To carry out follow-up actions in case of a credit block, the credit check
      status must be set (field "Status/block").
11. Transaction FD32
    Credit master data for the payer of the relevant document.
    Credit account:
    Credit limit:
    Risk category:
    Currency:
12. Settings for updating the credit values Update of the credit values is required for the limit
    check (static or dynamic credit limit check).
13. Transaction OVA7
    Update of the credit value is active for the corresponding item type if the check box is marked. This field corresponds to
    field "Active receivable" in Transaction VOV7.
    Item type:
    Active receivable:
14. Transaction V/08, Pricing
    In the pricing procedure used for pricing, subtotal "A" must be entered in a line for
    determining the credit value (mark the pricing procedure and doubleclick on "Control").
    Usually, the net value plus taxes is used. This way the system is determined to use this
    subtotal for credit pricing. The credit price is stored in field VBAP-CMPRE and used for
    update and credit check.
    You can find the used pricing procedure of the order under "Item -> Condition -> Analysis".
    Pricing procedure:
    Line with subtotal = 'A':
15. Transaction OB45
    Which update group (field "Update") do you use in the relevant credit control area? The
    default setting is "12". If you use another update group, check whether this is fine with
    you. If you open an OSS message, please tell us the alternative update group.
    Credit control area:
    Update:
16. Transaction OMO1
    Which kind of update did you choose for structure S066?
     In any case, "Synchronous update (1)" has to be chosen as the kind of update.
     All other settings will lead to errors.
Regards,
Rakesh

Tables relate to Credit card

Hi all,
please tell me list of tables which involve the credit card payment related information.
and if there is any transaction which include the process of credit card payment process.

hi somnath,
pls go thru this links
http://209.85.175.104/search?q=cache:S5S9LLbqRn0J:www.datainfocom.in/services/Extends-Efficiency.pdflistoftableswhichinvolvethecreditcardpaymentrelatedinformation%2B+sap&hl=en&ct=clnk&cd=1&gl=in
https://www.sdn.sap.com/irj/sdn/advancedsearch?query=tablesrelatetoCreditcard+++&cat=sdn_all
http://www.bitpipe.com/tlist/Payment-Processing.html
http://209.85.175.104/search?q=cache:hihrKG2qM0EJ:www.cognizant.com/html/content/bluepapers/BFS_WhitePaper_SEPA.pdftransactionwhichincludetheprocessofcreditcardpaymentprocess%2Bsap&hl=en&ct=clnk&cd=4&gl=in
3D74A4886490C577B02A3DDAEE30F1B7B3693EBEC79E9867AF95873A2C6924BC79D615FEA6729D72ECE4B66AD971DB5AC68BE5532A7A1EB128creditcardpaymentprocess+%
thanks
sagar
reward me points if usefull

Personal Credit Card Transactions(used in expense report) showing unused

We have an issue here (in Oracle 11.5.10.2) where credit card transactions even though used(tied to an expense report and having final status as PAID/INVOICED) is still coming as UNUSED in the aging outstanding credit card transactions report. This is due to the fact that in the credit card transaction table, the expense amount column for these transaction is zero and hence these gets picked in the report. This is a bug that many users are facing the system and I have found in the metalink that this is a bug and a patch 5080064 needs to be applied. The concerned metalink note is Credit Card Transactions Included in Expense Report and Adjusted to Personal show as Used[ID 414566.1].
But it states here it is for Oracle Internet Expense 11.5.9 and pre-requsite patch is
3618125 - Patch 11i.OIE.J
4341684 - 11I.OIE.J (11i.FIN_PF.G) Rollup #2
We are at iExpense patch level 4165000 - patch 11i.OIE.K which superseds both the above patches.
The sql files included in the patch have lower version than we have in our instance. We are skeptical whether applying the patch can resolve our issue. We are sure that this is a bug and we need to know if there is a patch for fixing it or any workaround.

Hi Priyanka,
We have had the same issue last month where same VCF4 file has been uploaded twice and duplicate CC records have been created. Actually the application never creats same record again although same VCF4 file been uploaded multiple times but after applying some patch system started creating duplicate CC records. That patch was meant to resolve a different issue on iExpense side but affected VCF4 file uploading program.
To narrow down the problem you can ask business users not to submit the expense report for the same transactions, if they have already done it and the expense report is not yet approved then they can withdraw it .
As a permanent solution it's highly recommended to raise an SR with Oracle Support.
I'm sure this is really painful issue in terms of reconciliation and can't take any decision as the Credit Cards data is more sensitive...
Wish you all the best...
Cheers,
Vara

At first.Them credit card hack two card account lost, and no place to report its.

4 time i was victims of fraud, as far its seen a 5 time is in progress now. Everywherey look i cant find place to report its, always the same technique. Your order good.They ship in your country, exp is 2000 kilometre from you home, to some strangerNot always the same name. But same post office. Time and money lost. At first.Them credit card hack two card account lost, and no place to report its. I don’t even no who are involve, certainly not the store them self, goshthou-sen of customers. I can believe its the seller, but some employer.How to report its. Whitout accusing the store(seler) them self. They’re something missingSome fraud is actually in progress, no place to report its untilsis too late,...

There are deadlines but you can open a Dispute about a transaction with eBay for 45 days.The Resolution Centre is at the bottom of this page. Your credit card information cannot be accessed if you paid by Paypal. They anonymize your financial information.However, you can open a Dispute about a transaction with Paypal through their Resolution Centre on the left side of your account page. If you believe your credit card has been stolen or otherwise compromised, call the 1-800 number on the back of the card. Explain your problem to the clerk. She will cancel your card and issue a new one.It is possible that she can reverse fraudulent charges to the compromised card. Since English is not your first language, it might be helpful to ask a friend to read and translate any information. And whatever you are buying, stop.

Credit Card Aging Report

Can any one please let me know the functionality of
Credit Card Outstanding Transactions Management (Aging) report
And also please let me know to reconcile Credit Card Outstanding Transactions Management (Aging) report with GL
Edited by: user550686 on Apr 9, 2009 11:21 AM

I believe your questions are answered in the documentation
http://download.oracle.com/docs/cd/B40089_10/current/acrobat/120oieig.pdf
HTH
Srini

HT204088 how to print purchase history for credit card fraud report

I need to print my purchase history for a credit card fraud report. Does anyone know how to do so? Whenever I click File ---> Print, I only get the first page which contains my basic information. I've tried a print screen and paste into another document but it does not come out clearly due to the size....thanks!

PB Player,
The iTunes Purchase History does not have a print option. The best it lets you do is bring up the history a page at a time and print screenshots. I am sure you can correct the size issue by cropping and zooming.
It is also possible to get a complete listing emailed to you by making a request to iTunes Customer Service. If you have more than a few pages, this will be easier.

Relatives credit card reporting on my CR

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