The interface between SAP and Banking system

Hi gurus,
Now we want to integrate SAP system and Banking system.I have some questions need to ask you.
First, do we have any PI Content regarding that?I failed to find any content  in service market
Second,which kind of adapter techniques I can choose to configure?
Currently I think the possible solution may be as follows:
1. Create custom ABAP program to generate txt files,then use XI FTP adapter to translate those files to another location,where banking system can dispose accordingly.
2. The similiar techniques as 1,but to use ABAP proxy on SAP side.Through this way no txt files are generated,so it's more secure.
3. Using idoc techniques.I'm very interested in that,but can we implement this scenario by using idoc?How?
Any info or tips regarding banking data integration will be appreciated.

When it comes to functional view,do you know what kind of data need be tranlated?
This is again something that only the Bank can answer. There are many standards which are in use with various banks. e.g some banks use EDI for all types of processes. You have to confirm from the bank about the format in any case. It is also possible that the bank uses proprietary format. You may use both file or jdbc adapter.
it seems XI supports FTPS protocal, right?
Correct
But some files may be need to be installed on WAS.
The public certificate of bank.
Regards,
Prateek

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