Unused Limit Fee for Non-revolving Lines of Credit Calculation

Hello, gurus!
Question is about non-revolving lines of credit. In line's master we specify some additional flows besides limit, period of validity.
So when we define unused limit fee parameters in non-revolving line of credit master, the system automatically generates financial flows for this fee calculating as
(Initial Credit line Limit - Tranche Amounts + Tranche Repayments)InterestDays of calculating/Days in the Year. 
Which is incorrect for Non-revolving lines which should not take in concern Tranche Repayments.
So we need to either ignore repayment flows or change calculation method for Unused Limit Fee flows.
We tried to fix this both with SPRO and ABAP but it didn't help.
Would be great to hear any ideas!
Thanks.

Until I applied for my Discover card last year, the only things on my credit report were student loans and maybe a closed JCPenney card that waas closed in 2012. I was approved with similar scores to yours. I think it just depends on the bank's criteria for approving credit cards. Some want to see a history of responsible credit use, others seem to look at scores alone. I know that probably doesn't help, but it's my 2 cents. 

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