When I go to use my credit on itunes it wants to charge my credit card intstead of using my credit, how do I use my credit

I am trying to use my credit for itunes and when ever I go to buy a song it wants me to use my credit card but I want to use up my credit first, how do I do this?

What makes you think it is charging the card? Maybe it is only a hold
iTunes Store & Mac App Store: About credit-card authorization holds
Next contact iTunes
Apple - Support - iTunes - Contact Us

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