Why was I charged just to set up an Itunes/Apple ID account? I didn't buy anything and nothing shows in purchases

I don't mind giving my card details when setting up an account, but I have been charged £1.98 GBP apparently for nothing. When I discovered this charge today, I went to the purchases log but there is nothing there.
IMO charging just for setting up an account is a scam of the first order. Shame on you Apple! Perhaps you are now going to charge me just for logging into Itunes. This does NOT encourage me to buy any of your products in the future

Surely it would become obvious if I tried to buy something if I had put incorrect details into the card info. It isn't necessary at all to take this 'test' purchase.
Now look at it like this. Apple grab a tiny amount off every new user every week. Do you suppose that money just sits in their bank accounts? No of course not, they will be using those additonal funds for investment to increase their fatcat company earnings while we have to accept what is basically lending them money with no interest.
Why should we have to go through the hassle of watching our card accounts and possibly having to go to their support for money that should never have been taken. I As I am in the UK, it counts as a foreign payment on my card and I have to pay an extra fee for that which Apple will doubtless not be returning, so I will be out of pocket.
There is nothing you can say to justify this and yes, I will be writing to Apple to complain, not to mention getting on to consumer organisations in the UK.
Thank you for your input, but it is Apple who should be answering this question.

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