Working Capital Management - Requirements

Hi,
I need to do configuration for Working Capital Management for my client. Kindly let me know- what are the required modules to activate in the system to full fill Working Capital Management ?
Kindly advise me...
Thanks
Kishore

What is WCM? is it FI related module?

Similar Messages

Working Capital Management

Hello Friends,
My client wants to implement Working Capital Management. I want general idea regarding this. What steps should be carried out before implementing WCM? What are the requirements in SAP?
Our company has business of Pharma (lifesciences). I want to know which kind of reports and configuration is available in SAP? I want to know the steps for configuring WCM.
Can anyone please help me out please?
Regards,
Jigar

Hi,
Thanks for replying. I want to know how it can be configured in SAP? From where should i start? I want to know related paths and configuration regarding this?
Can anyone please help?
Regards,
Jigar

Working Capital Management on SAP

Dear Expert
Is there standard reports on SAP where I can retrieve some working capital ratios, eg.
Debtors days
Inventory turnover days
Creditors, etc
Thanking you in advance
Theo

Dear,
There is no standard report or any program which calculated ratios in SAP. Only ratio calculated is contribution margin in Profitability analysis. you can achieve this functionality using report painter or form based report in Profit Center Accounting or in Financial Accounting.
Regards,
Chintan Joshi.

Adobe photoshop and illustrator aren't opening; Adobe Application Manager required but I already have application manager?

My adobe photoshop and illustrator aren't opening; this message appears "Adobe Application Manager, required to start your trial, is missing or damaged." even though I already have application manager? help please
I am using MAC OS
ps: I already tried these solutions and none of them have worked
-delete adobe manager and download it again
-use the adobe cleaning tool
-delete photoshop and illustrator and re download them
-updated my OS

A chat session where an agent may remotely look inside your computer may help
Creative Cloud chat support (all Creative Cloud customer service issues)
http://helpx.adobe.com/x-productkb/global/service-ccm.html

Note 533276 - Setting the batch management requirement indicator

Hi;
we have found an oss note for setting the batch management requirement
indicator.. but the program mentioned in oss note does't exist in the
attachement part.. we urgently need your help..
how can we find program RVBCONVMAT2BM?
Note 533276 - Setting the batch management requirement indicator
Solution
Here, the standard procedure is to clear stocks of the current and the previous period as well as to complete the open documents. Note 30656 provides further information about this.
Alternatively, in the case of a large data or document volume, you can use a conversion report from the batch development that sets the batch management requirement indicator without the necessity of manual preliminary works such as the posting of the stocks or the completion of open documents.
We have developed the main features of this report, but it must be adjusted to individual business processes in a customer project that is subject to charges.
If you require further information about functions of this tool or about running such a customer project, you can send an e-mail to the consulting department ([email protected]).

Hi,
You also need to check for open sales order, open production orders, open WM transfer orders and open deliveries. These documents needs to be closed/completed.
Check OSS notes 533276 - Setting the batch management requirement indicator.
Following is the details of this notes;
Summary
Symptom
The attempt to set the batch management requirement indicator for a
material in the material master record maintenance fails because there are
stocks or documents that are not completed such as production orders, sales
orders, deliveries or WM transfer orders.
More Terms
MARA-XCHPF, MARC-XCHPF, RVBCONVMAT2BM
Cause and Prerequisites
Solution
Here, the standard procedure is to clear stocks of the current and the
previous period as well as to complete the open documents. Note 30656
provides further information about this.
Alternatively, in the case of a large data or document volume, you can use
a conversion report from the batch development that sets the batch
management requirement indicator without the necessity of manual
preliminary works such as the posting of the stocks or the completion of
open documents.
We have developed the main features of this report, but it must be adjusted
to individual business processes in a customer project that is subject to
charges.
If you require further information about functions of this tool or about
running such a customer project, you can send an e-mail to the consulting
department (BMToolsatsap.com).
Regards,

Batch management requirement indicator

Dear experts,
Due to an error during test-conversion, I have a number of materials that should have gotten the Batch management requirement indicator. At this moment the system does not allow me to change this indicator, because it detects stockpostings.
Since it is an inactive client I have the possibility to change whatever is needed, so I removed the stock. But apparantly this is not enough.
Does anyone know a way to enforce the Batch management requirement indicator?
Thanks for your help!
Best regards, AJ

Hi,
You also need to check for open sales order, open production orders, open WM transfer orders and open deliveries. These documents needs to be closed/completed.
Check OSS notes 533276 - Setting the batch management requirement indicator.
Following is the details of this notes;
Summary
Symptom
The attempt to set the batch management requirement indicator for a
material in the material master record maintenance fails because there are
stocks or documents that are not completed such as production orders, sales
orders, deliveries or WM transfer orders.
More Terms
MARA-XCHPF, MARC-XCHPF, RVBCONVMAT2BM
Cause and Prerequisites
Solution
Here, the standard procedure is to clear stocks of the current and the
previous period as well as to complete the open documents. Note 30656
provides further information about this.
Alternatively, in the case of a large data or document volume, you can use
a conversion report from the batch development that sets the batch
management requirement indicator without the necessity of manual
preliminary works such as the posting of the stocks or the completion of
open documents.
We have developed the main features of this report, but it must be adjusted
to individual business processes in a customer project that is subject to
charges.
If you require further information about functions of this tool or about
running such a customer project, you can send an e-mail to the consulting
department (BMToolsatsap.com).
Regards,

Work Flow Management in SAP EHS

Dear Friends
Are there general requirements of work flow management in SAP EHS. Actually, i dont have much idea on this. Please guide me.
As far as my understanding goes, i know one process where EHS manager/officer can give approval for work permit in PM. Here we might need work flow management.
Are there such cases/scenarios where we need work flow management in EHS. Please let me know.
Regards
Vikram Sethi

Hi,
Work flow managment shall be considered part of Product life cycle Management, the important steps are are: Design, sales & production and service: which may be disaggregated into Product idea, start of production, end of production and discontinuation of product.
In the work flow management, phases involved are product design phase, production phase, sales & transportation, service phase. Each phase has its importance starting from design to reduce waste generation to disposal mode of waste generates from the disappearence of the product.
I hope the above info is useful to good extent and to ahead further.
regards,
mahesh

Work flow management - SD

Dear Friends,
1.Can somebody throw light on Work Flow management?
2.How is SD integrated with Work flow and what are the business processes that needs work flow in SD?
3.Is it like a Work flow consultant is required to handle this or can we handle the workflow from SD end itself?
Thanks
Isaac

Hi,
Few points on workflow was prepared by me and screen shots are not there. You can refer
ALE, EDI and IDOC Technologies for SAP by Arvind Nagpal
For further detail.
if the requirment is minimal then SD consultant can handle otherwise Workflow consultant is required.
Introduction
The workflow management system provides procedural automation of steps in business process. A business process can consist of several steps. Historically the tasks have been coordinated manually or by some means of communication (sticky note, email, shouting and so on). The common problem in these approaches is in efficiency; each lacks a way to trace where a task is, who executed (or executing) it, and how much time is required.
In contrast, workflow management system ensures that the right work is sent to the right person at the right time in the right sequence with the right information. The ALE/EDI interface mainly uses workflow for exception (or error) handling.
Application of Workflow in ALE/EDI
Error Notification
Error notification is the primary use of workflow. When exceptions are raised in the outbound and inbound process workflow is started and handled as shown in the below flow diagram.
Active Monitoring
Active monitoring allows you to specify threshold values for the state of the system. If the system crosses the threshold limit, a person responsible for the system problem can be notified. For example you can have some one notified when the number of failed invoice IDOCS in the system exceeds 50.
Rule Based Inbound Flow
This application of workflow in ALE/EDI does not under the category of error handling. You can set up workflow to handle processing of an inbound IDOC. Normally, an inbound IDOC starts a function module that invokes the posting program to create an application document from the IDOC.
In contrast, if you use a workflow, you can set up to do whatever is needed for your business process. SAP doesnu2019t provide standard workflows for the inbound ALE/EDI process, but you can develop your own workflows and tie them to the ALE/EDI process.
For example an incoming order change IDOC can be routed via workflow to a person for review. If the change requested are acceptable the IDOC can be posted.
The Architecture of ALE/EDI Workflow
The components used in ALE/EDI workflow fall into two categories:-
u2022     PD-ORG (organizational) object
u2022     Workflow object
You can view and maintain these components by using the T-code SWLD (Area Menu for workflow).
                         PD-ORG
                                                                                Workflow
PD Organizational Objects
PD ORG object is used to represent the companyu2019s organizational structure in SAP. The following are the PD ORG objects.
u2022     Organizational Units (O)
An Organizational Unit can represent a department, physical location, division or subsidiary.
u2022     JOBS(C)
A job involves performing one or more business tasks. For example, sales order clerk, secretary and manager. Although it is possible to assign individual task directly to a position, it is advisable to group tasks together in a job and to assign the job to the position.
u2022     Position(S)
A position in a company represents his or her rank. If an employee is promoted, that person leaves his or her current position and is assigned to another position. For example, sales order clerk plant 1000, secretary of company code 1000 and manager of accounts.
u2022     Users (US)
A user is a person who has been granted access to the SAP system to use various functions.
All the above mentioned PD ORG objects can be created, changed and displayed by using following T-codes.
u2022     PPOCE  Create mode.
u2022     PPOME  Change mode.
u2022     PPOSE  Display mode.
Screen shot1.
Work Flow Objects
Business objects
A business object represents a business entity that has a definite state and various properties. You can carry out various functions on the object. A business object encapsulates the entire functionality of an object. A business object is given a name in SAP.
For instance, a standard material is assigned the name BUS1001006; it has properties such as material number, description, and material type. These properties are represented using attributes of the business object. The various operations that can be carried out on an object are implemented with methods. For example, if you want to create a material, you can call that business objects create method. An object also has different states. It exposes its various states by publishing events. For example, the material object has created event that is published whenever a new material is created.
The T-code for Business Objects is SW01.
Screen shot2.
Tasks (T or TS)
A task defines a piece of work that can be executed and tracked in the system. Technically, a task points to a method of an object as shown in the below screen shot. In addition, a task defines the text the purpose of the task, the triggering event based on which the task is started, the terminating event that marks the completion of the task, and a role that contains the rules to identify the person who is responsible for executing the task. A task can be started in response to an event triggered in the system. Tasks are categorized as
u2022     Standard Task
Standard Task is provided by SAP and is client independent.
u2022     Customer Task
Customer Task is client dependent and is developed by customers.
The T-code for Tasks is PFTC.
Screen shot3.
Roles
Roles are workflow objects used to determine the person responsible for carrying out a specific task. Each task has a role assigned to it.
The T-code for Roles is PFAC.
Screen shot4.
Work item
A work item represents an instance of a task that needs to be executed. The work item can have various states that govern the operations allowed. The following table describes the various states of a work item and its effect on usability.
Status      Description
Ready     A work item is created and is visible to all selected agents.
Reserved      A work item has been reserved by a user and disappears from all the inbox of other selected users.
In process     A work item is being worked on and can be seen in the inbox of the user who started working on it.
Completed      A work item is complete and cannot be seen in the inbox of any user
The SAP INBOX
The SAP inbox is an interface to manage workflow items and SAP office documents. The below screen shot shows a list of work items in a useru2019s inbox. The SAP inbox contains separate buckets for office documents and workflow items. Office documents are email documents and workflow items are work items. You can display and execute the work items from the inbox. The inbox is highly configurable.
Screen shot5.
Error Notification Process
The error notification process comprises the following steps:-
u2022     Determining the task to be started.
u2022     Routing the error to a responsible agent as a work item.
u2022     Processing of the work item by the responsible agent.
Possible Agents versus Selected Agents versus Actual Agents
A task has three types of agents based on rights to execute:
u2022     Possible agents
Possible agents represent persons who can execute a task. Not all the possible agents get a work item when a task is started.
Possible agents are configured in the system by assigning a task to
several HR objects (job, position, Org unit). A task can be set to
General task, which means that it can be executed by any one.
u2022     Selected agents
Selected agents are the users who get a work item in their inbox. They
are determined by role resolution logic. Selected agents must be a
subset of possible agents. If the selected agent is not found, the work
item is sent to all possible agents. The selected agents are configured
in the partner profile and the IDOC administrator in T-code WE46.
u2022     Actual agents
The actual agent is the person who executes the work item from the inbox. A work item can have several selected agents but only one actual agent. When a selected agent executes a work item, the actual agent for the work item is established, and the work item immediately disappears from the inbox of other selected agents. However, if an actual agent realizes that he or she cannot resolve the problem, the user can replace the work item, causing it to reappear in the selected agentu2019s inboxes.
Level of Agents in ALE/EDI process
Level 1
If a partner profile is located for the problem, the organizational object specified at the message level (inbound or outbound) in the partner profile is notified.
Level 2
If level 1 is cannot be identified because of the problem locating the record, the level 2 organizational object specified in the General View of the Partner profile is read.
Level 3
If neither level 1 nor level 2 can be identified, the system reads the EDICONFIG table for IDOC administrator and sends a notification.
Processing by the Responsible Agent
u2022     The steps necessary to fix an error for which a work item is generated are as follows.
u2022     Execute work item to display the error. Examples of errors include problems in the control record, errors in IDOC data, and incorrect configuration.
u2022     The cause of the problem can usually be determined from the error message. If applicable, additional error information is also available for certain type of errors (for example application errors).
u2022     After the cause of the problem has been determined, it must be fixed outside workflow (or in some cases, within workflow). The recovery procedure depends on the nature of the problem.
-     If the error is in the IDOC data, the IDOC can be edited and then reprocessed from workflow.
-     If the error requires restarting the process from the beginning, the IDOC has to be marked for deletion to stop it from further processing and to clear the work item from the inbox.
-     If the error involves an IDOC that has not been created yet, the work item merely informs the person about the error.
Important T-codes
T-code      Description
SWLD      Area menu for work flow
SBWP or SO01     Sap inbox
SW01     Business object builder
PFTC      Task/ Task Groups
PFAC      Roles
SWU3     Maintain standard settings for SAP business workflow
PPOM     To change ORG structure
SWUS      Start workflow(Test Environment)
SWI15
SWI13     Task profile for user
Books Referred
ALE, EDI and IDOC Technologies for SAP by Arvind Nagpal

Work Clearance Management

Hi,
I want to know what are the configurations required for Work Clearance Management & also let me know how maintenance order can be linked with WCM. I have gone throu SAP help link. I want with the t-codes.
Thanks in advance.
Regards,
Maheswaran.

Hi Shikha,
I require the setting that u have done.
Please check two more things
1. for the permits that u created thro IPMD have u done the settings for WCM -> Approvals -> Enhancements . This node is necessary. It might be that u have not maintained assign approval having automatic assignment tick.
2. If u have done above setting please confirm the permit categoris that u r using for the permits, are they same??
Sanjeev

Advanced Work flow Management

We have purchased the Oracle Collaborative Suite and the Oracle 9i AS portal. The OCS features show that it has a work flow module included in it. Is there an Adavanced Workflow management module available separately or is itincluded in the OCS?

Hi,
At present we have Portal 10G (9.0.4.1). We are looking for OCS with very good work flow management capabilities. Very simliar to your requirements. Appreciate if you can share your experience with this combination.
Thanks,
Vijay

Top 10 SAP Human Capital Management (HCM) Articles of 2011

Top 10 SAP Human Capital Management (HCM) Articles of 2011
Top 10 SAP Human Capital Management (HCM) Articles of 2011
Great to see 3 articles on Nakisa make the list.

Hi Dominic,
a good page to review and bookmark is http://oracle.com/systemrequirements (but it doesn't talk about JavaScript).
You will need JavaScript for the ADF-based web user interface, but you don't need ActiveX. Flash Player is needed for the DVT (data visualization) components. Your browser also needs to accept cookies.
I am not an expert in HCM, so I don't know if they have functionality that has additional requirements. A typical example would be ADF Desktop Integration functionality -- if you need that for your product usage, you'd typically need Microsoft Office apps.
Hope this helps. Don't hesitate to follow up if you need anything else.
Oliver
Fusion Apps Developer Relations
Follow us at @fadevrel
http://blogs.oracle.com/fadevrel

I want to restrict worker or manager to add new competences in the Performance document evaluation

Hi All,
Can anyone help me to remove the 'Add' button from the Performance Document from Worker or Manager, as the requirements that the worker and manager would evaluate the current competences and goals and they cannot add any new ones, Thanks.

It works in everything except IE, which it notes so I knew that going in. Any thoughts on how to fix it up? Here's the site again:
http://www.kyledake.com/testindex.html

Working Capital "PILOT PROGRAM" we're the lab rats!

I received an email introducing PAYPAL Working Capital end of Jan 2014. It sounded to good to be true but figured I'd give it a try. I was pleasantly surprised when in short order I was approved and given an offer. What wasn't clear if you didn't take all offered the rest would not be sitting in a hold pattern for you to may use of at a later time. The next day when going into the working capital link all I found was my balance due and no offset for the loan leftovers. When I called to ask I was told if I didn't take all that was offered what I didn't was not excessible. I was told once I paid off the loan I could apply for another one. Initially, had no intention of paying off early, but did some brain storming realized I could save myself some serious overhead with a plan I wanted to implement. To do that though I needed to have "some working capital". Here's where this doesn't fly as a tool to assist businesses. Having worked in banks for many years, I have a solid sense of the approval protoccols for bank loans. I was in no position to pay the loan off early, however I would only be out those resource for a few days, as I would have a new "Working Capital" funded and this time I would take all that was offered. In banking there are set parameters for loan approvals. Lenders know what their criteria is and can and WILL tell you what they will need, to approve your loan. ie; time in business, amount of income required based on amount of loan you seek, and what they will need to verify your income. There is no hidden requirements you would not know about. The lender wants your business and would like to make you a loan. It is how banks make money. If you were declined a lender/loan officer (a good one) doesn't assume you'll never be able to meet the requirements to get approved. However you might not even put yourself through the whole process because you know you are falling short on some of the requirements. However, even though you got a decline before you even applied, your not feeling badly. Why? Well it's not suppose to be a crap shoot. A good lender will discourage you from applying if your not ready. He will try to head your feet in the right direction, telling you exactly what you are lacking to get approve., He'll make suggestions, tell you what definitely works as a cure, what others have done and how they faired. If declined, he'll be able to tell you EXACTLY why. These are suppose to be business loans by a bank that you would hope understand the nature of business. Business loans require more documentation than an individual trying to buy a car. Business loans are based on sales and a specific time periods will be used to determine income. The business would than give them the figures based on the time frames the bank requested. Well the opposite happens here the lender is calculating our sells. We do not get a breakdown whether approved or not approved, of what figure they arrived at, what time frame they used, was it gross or net of their fees, if any sells were not calculated in, how many months were reviewed, and how many months were used to calculate our sales, is it a Jan to Dec 12 months, or is it 12 months back not using the current month, do you average out those months to account for the high's, low's, seasonal differences, that most businesses experience, there is a cap on these loans of $20,000 regardless if your sells warrant a larger amount based on the 8%, how much does a business need to make before you will approve and loan amount. Where are all the disclosures to explain all of this. The reason businesses aren't receptive to this is the way "WEB Bank" is handling it. I called explaining I wanted to pay off the my loan from Jan 28, so I could do another, and I needed to know that I would be approved. They told me they had no way to know until I paid off first loan. BAD lender not good lender if you can't answer that question. You are basing it on my sales, from set time period. You should have an app that uses the same criteria used to come up with an offer when we apply, except it is a calculator using the real information but doesn't set anything into motion on the banks side. However, now I know based on the latest up to date data I will get approved provided my loan balance is zero. This is BAD LENDER as it doesn't have the calculator in place and they are peddling a crap game. When businesses are trying to innovate and grow sales or just even maintain where they are....there "working capital" has to be for sure before they can begin to innovate. I ask what criteria would be used to consider the loan approval and was told 18 months than 12 months back for the sells from when you apply. Never did I here or see it that you had to make a certain amount. So even though I couldn't get a positive answer, I went back through my sales using April 2013 - Mar 2014. The first loan I did at end of Jan 2014. Even though assuming isn't good, the 12 month window they approved on, should of been Jan - Dec 2013 my regular fiscal year. Sales were slightly less but not significantly. So I felt confident I would have no problem re uping a loan. I paid the first one off in 90 days, my sales were remaining steady, had my account since 2007, only 90 days had past since the first approval. Everything was still in place that the first approval was given forward. So I devert monies from my B of A account which were needed to pay monthly expenses, and pay off my working capital. I tried to soon before the payment to pay off processed to apply for 2nd loan so I got a decline. I called and was told to wait a few days than try again. So I did, than applied, than again, and again to keep getting declined. When I called after much a do and demanding to speak to a supervisor, first everyone was eager to state declines could be based on consumer disputes, of which I have NEVER had even one. When I ask how they were using those to make a decison, their replies called out the BAD LENDER. The supervisor told me I was declined due to my sales. I ask her what period she used and she mumbled something about inconsistent sales and couldn't disclose any details. Than she went on to tell me this was only a pilot program and they were changing and revamping how it was handled nearly daily. REALLY a pilot program! PayPal isn't the one behind this but Web bank who pitched this to the owners of PayPal and sold the idea by telling them it would be using a set game plan. I wonder if the biggies at the top who agreed to this realize how it is being handled, and it's a pilot program and their changing the rules at will and uppsetting a lot of their clients. I don't believe they know what their doing, and I have to believe that some truth in lending laws are being side stepped. Aren't we suppose to be able to dispute payments. I felt mislead, by the information I received, and find this to be missing the human component for compassionate regard. Due diligence to not inflict harm doesn't seem to matter.either. This was and is inherently wrong to present a product that hasn't been thoroughly tested. to an unsuspecting audience. Given how I felt mislead and dupped with information that I recieved, than no one would verify, so I could know if they had made a mistake, I opted to use what is suppose to be in place is I tried to dispute the payment, and they wouldn't do it. Yet they have no problem any other time I called and wanted to dispute a payment. Both people I spoke to took on the roll they couldn't do that based on they didn't think I should and i needed to talk to working capital. I did never received an outcome that held up to the standards in place for ethical business protoccols, and why I want to dispute it. I told them it was not their place to determine who was right or wrong, that was for WCapital and I to hash out or a court of law. They were suppose to be supportive, and it was not their place to determine if I was justified, in my request. I bet if working capital gave me money and felt like I had gave misleading information to them, they would have not problen getting PayPal to pull that money out of my account. Shock given present days innovations that this got this far to PayPal clients. Are good lenders a thing of the past? Is customer service a thing of the past? Is this how class-action suits come about? Anyone out their at PayPal headqtrs paying attention or even care to give some of us that have posted are concerns a phone call so we can give mutual feed back?

I can attest to this information! The same thing happened to me. I paid off my capitol in 98 days to get a new one. I was declined!! I have no charge backs, no complaints, no disputes. I have been using paypal services for years. I was given ridiculous information from several reps. Finally, An empoyeemalibu4u wrote:
I received an email introducing PAYPAL Working Capital end of Jan 2014. It sounded to good to be true but figured I'd give it a try. I was pleasantly surprised when in short order I was approved and given an offer. What wasn't clear if you didn't take all offered the rest would not be sitting in a hold pattern for you to may use of at a later time. The next day when going into the working capital link all I found was my balance due and no offset for the loan leftovers. When I called to ask I was told if I didn't take all that was offered what I didn't was not excessible. I was told once I paid off the loan I could apply for another one. Initially, had no intention of paying off early, but did some brain storming realized I could save myself some serious overhead with a plan I wanted to implement. To do that though I needed to have "some working capital". Here's where this doesn't fly as a tool to assist businesses. Having worked in banks for many years, I have a solid sense of the approval protoccols for bank loans. I was in no position to pay the loan off early, however I would only be out those resource for a few days, as I would have a new "Working Capital" funded and this time I would take all that was offered. In banking there are set parameters for loan approvals. Lenders know what their criteria is and can and WILL tell you what they will need, to approve your loan. ie; time in business, amount of income required based on amount of loan you seek, and what they will need to verify your income. There is no hidden requirements you would not know about. The lender wants your business and would like to make you a loan. It is how banks make money. If you were declined a lender/loan officer (a good one) doesn't assume you'll never be able to meet the requirements to get approved. However you might not even put yourself through the whole process because you know you are falling short on some of the requirements. However, even though you got a decline before you even applied, your not feeling badly. Why? Well it's not suppose to be a crap shoot. A good lender will discourage you from applying if your not ready. He will try to head your feet in the right direction, telling you exactly what you are lacking to get approve., He'll make suggestions, tell you what definitely works as a cure, what others have done and how they faired. If declined, he'll be able to tell you EXACTLY why. These are suppose to be business loans by a bank that you would hope understand the nature of business. Business loans require more documentation than an individual trying to buy a car. Business loans are based on sales and a specific time periods will be used to determine income. The business would than give them the figures based on the time frames the bank requested. Well the opposite happens here the lender is calculating our sells. We do not get a breakdown whether approved or not approved, of what figure they arrived at, what time frame they used, was it gross or net of their fees, if any sells were not calculated in, how many months were reviewed, and how many months were used to calculate our sales, is it a Jan to Dec 12 months, or is it 12 months back not using the current month, do you average out those months to account for the high's, low's, seasonal differences, that most businesses experience, there is a cap on these loans of $20,000 regardless if your sells warrant a larger amount based on the 8%, how much does a business need to make before you will approve and loan amount. Where are all the disclosures to explain all of this. The reason businesses aren't receptive to this is the way "WEB Bank" is handling it. I called explaining I wanted to pay off the my loan from Jan 28, so I could do another, and I needed to know that I would be approved. They told me they had no way to know until I paid off first loan. BAD lender not good lender if you can't answer that question. You are basing it on my sales, from set time period. You should have an app that uses the same criteria used to come up with an offer when we apply, except it is a calculator using the real information but doesn't set anything into motion on the banks side. However, now I know based on the latest up to date data I will get approved provided my loan balance is zero. This is BAD LENDER as it doesn't have the calculator in place and they are peddling a crap game. When businesses are trying to innovate and grow sales or just even maintain where they are....there "working capital" has to be for sure before they can begin to innovate. I ask what criteria would be used to consider the loan approval and was told 18 months than 12 months back for the sells from when you apply. Never did I here or see it that you had to make a certain amount. So even though I couldn't get a positive answer, I went back through my sales using April 2013 - Mar 2014. The first loan I did at end of Jan 2014. Even though assuming isn't good, the 12 month window they approved on, should of been Jan - Dec 2013 my regular fiscal year. Sales were slightly less but not significantly. So I felt confident I would have no problem re uping a loan. I paid the first one off in 90 days, my sales were remaining steady, had my account since 2007, only 90 days had past since the first approval. Everything was still in place that the first approval was given forward. So I devert monies from my B of A account which were needed to pay monthly expenses, and pay off my working capital. I tried to soon before the payment to pay off processed to apply for 2nd loan so I got a decline. I called and was told to wait a few days than try again. So I did, than applied, than again, and again to keep getting declined. When I called after much a do and demanding to speak to a supervisor, first everyone was eager to state declines could be based on consumer disputes, of which I have NEVER had even one. When I ask how they were using those to make a decison, their replies called out the BAD LENDER. The supervisor told me I was declined due to my sales. I ask her what period she used and she mumbled something about inconsistent sales and couldn't disclose any details. Than she went on to tell me this was only a pilot program and they were changing and revamping how it was handled nearly daily. REALLY a pilot program! PayPal isn't the one behind this but Web bank who pitched this to the owners of PayPal and sold the idea by telling them it would be using a set game plan. I wonder if the biggies at the top who agreed to this realize how it is being handled, and it's a pilot program and their changing the rules at will and uppsetting a lot of their clients. I don't believe they know what their doing, and I have to believe that some truth in lending laws are being side stepped. Aren't we suppose to be able to dispute payments. I felt mislead, by the information I received, and find this to be missing the human component for compassionate regard. Due diligence to not inflict harm doesn't seem to matter.either. This was and is inherently wrong to present a product that hasn't been thoroughly tested. to an unsuspecting audience. Given how I felt mislead and dupped with information that I recieved, than no one would verify, so I could know if they had made a mistake, I opted to use what is suppose to be in place is I tried to dispute the payment, and they wouldn't do it. Yet they have no problem any other time I called and wanted to dispute a payment. Both people I spoke to took on the roll they couldn't do that based on they didn't think I should and i needed to talk to working capital. I did never received an outcome that held up to the standards in place for ethical business protoccols, and why I want to dispute it. I told them it was not their place to determine who was right or wrong, that was for WCapital and I to hash out or a court of law. They were suppose to be supportive, and it was not their place to determine if I was justified, in my request. I bet if working capital gave me money and felt like I had gave misleading information to them, they would have not problen getting PayPal to pull that money out of my account. Shock given present days innovations that this got this far to PayPal clients. Are good lenders a thing of the past? Is customer service a thing of the past? Is this how class-action suits come about? Anyone out their at PayPal headqtrs paying attention or even care to give some of us that have posted are concerns a phone call so we can give mutual feed back?
named "Hugh" was kind enough to try to assist me. Final result declined because of a formula in place that cannot be manually changed. I did everything correctly, it is absurd.

Adobe Application Manager, required to start your trial, is missing or damaged

I have just bought Adobe CC years membership, i have downloaded CC application manager, i have also downloaded InDesign.... when i click to open the application manager it says that the application manager required to start the trial is missing or damaged? one its not a trial and two how can i fix it? I had re installed creative cloud as that is the application manager but still no luck? any ideas guys ...... PLEASE HELP!!

did you download application manager from that link?
if yes, did you install application manager after downloading?

Adobe Bridge (CS6) Stopped Working & Application Manager Fails No Matter What

Adobe Bridge (CS6) Stopped Working & Application Manager Fails No Matter What I do.
I have uninsalled, ran the cleaner, installed, and Bridge will not open, Application manager will not run.
It
Win 7 x64 Pro
CS6
Thanks

Good luck with that, and don't forget to deactivate CS6.
My system is slowing down after nearly two years, and I am dreading a reinstall - there always seems to be something you have forgotten! What really worries me is what happens to existing raid0 arrays seeing as the mainboard needs drivers. They are backed up, but I just don't trust a single level backup, and will have to add a further 3Tb of drive space to make a straight copy of the raid0 arrays. I also like the idea of Windows 8.1, but dread finding out that the drivers don't work!
The Premiere Pro hardware forum is the perfect place to ask about stuff like that. Harm, Bill, Erik etc. are super clued up on such things, so I shall run my concerns past them before committing.
So I wish you good luck again, and I know you'll make a plan before going ahead with it.

Working Capital Management - Requirements

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