AppStore asking for Credit Card information and I don't see "None" option to continue without providing credit/debit card details

Hi,
AppStore and iTunes on my MacBook Pro (OS X - 10.8.5) are asking for Credit Card information and I don't see "None" option to continue without providing credit/debit card details
I tried changing country etc. but stll I can not proceed without credit card. Please help..........!! Thanks in advance.
Regards,
Akshay

The post here by "TehYoyo" helped:
https://discussions.apple.com/thread/4725517
I had to create new apple ID as mentioned there and then the stupid "None" option showed up.  Don't understand why this though!
Cheers,
Akshay

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