Fell beside the garden with the shopping cart trick. Ah well.

I had NO intention whatsoever of opening another account, as I really do have what I need for now. But all those pretty little things at VS got me and then they told me I was an Angel and offered me a preapproval when I went to pay, and from there I was shopping on the last day of the semi-annual sale with a new account to go along with deeply discounted bras and free shipping.  Granted, I did think it through when I got the pop-up, and I know this isn't a card that will get much use as I only shop there during the semi-annual or other really good deals but I think the Comenity cards grow quickly and the VS point/reward system is pretty good. Also, I don't plan on ceasing to wear nice underwear anytime soon so I didn't have to twist my arm much to accept the offer lol SN: This was my first ever pop-up as I just started my credit rebuilding journey in Jan. of this year, so it did feel really good to see that I'm making enough progress for banks to notice. I'll be paying this bill as soon as I receive my card in a week or so and heading back into the garden!'

Vulcan1600 wrote:
Congrats on the new VS card! ......I can guarantee you this is one card that will never be on my radar My DW would have lots and lots of questions!You might want to find my old, old "The Men of VS" thread in the CC forum! Congrats to OP...the points system for VS is good if you're a frequent shopper.   if you only use the card at BBW (as I did), not so much.

Similar Messages

  • Tried the shopping cart trick, with mixed results...

    Since I have a recently-added false collection on my credit report, any hard pull is going to result in an automatic denial. I'm working on getting that removed, but I also want to get some more trade lines added to my credit reports. TU is currently 615 and EQ is 624.  I had been reading up on the shopping cart trick on these forums (to get credit accounts with soft pulls) and decided to try a few different ones. Here's how it went.  1. Express: I actually shop at this store fairly frequently, and buy my business casual clothes there. I put a couple of pairs of jeans in my cart, and went to checkout. I entered my information, and immediately got the preapproval popup. I applied and got a $500 credit line. Not bad. Plus I saved 20% on my jeans, and got an additional $20 off. Created my account on Comenity's website, and hit the LUV button: 7-10 day message.  2. Overstock.com: This is the one everyone says to try first, because they give generous limits and automatic CLI's. I decided to be adventurous and put a $1,200 patio set in my shopping cart, to see if that would have any effect on the credit line. I went to checkout, entered my details, got the popup and applied. This time it was only a $250 limit. I created an account on Comenity's website, and hit the LUV button, but no luck. Another 7-10 day message. I can't find anything on the site for $75 or less (30% of the limit) that I want to buy right now. I'm a bit disappointed in the limit, but we'll see how it goes over time. 3. Sportman's Guide: There is nothing I'd buy on this website, but since it's a VISA card, no need to bother. I put a couple of items in my cart, proceeded to the checkout, and got nothing. I tried several times yesterday, clearing my browser history each time. Still nothing. Just for giggles, I had my partner, who has amazing credit, try it as well, and still no popup. This might be one that you have to checkout as a member instead of a guest.  4. Walmart: Backed by Synchrony (amazon.com store card), not Comenity. Heard that they have the shopping cart trick as well, so I decided to try it: No luck. Couldn't get the popup to come up, and there's no way to check out as a guest.  5. Dillards: Another shopping cart trick that is not a Comenity card, but is backed by Wells Fargo. Added some stuff to the cart, went to check out, nothing. I think this might be because I used to be a Dillard's employee several years ago, and you had to get a Dillard's credit card to get your employee discount. They would give you a prepaid version of it if you couldn't qualify for the real deal, and I think somewhere in the system I still have that prepaid card.  6. Kirklands: Another Wells Fargo card. I couldn't get the popup to come up here either. Then again, I don't have a local store, so it's not all that important to me. So my takeaway was two new tradelines and a $750 bump in overall credit lines. It's better than nothing! 

     DeeBee78 wrote:
    Since I have a recently-added false collection on my credit report, any hard pull is going to result in an automatic denial. I'm working on getting that removed, but I also want to get some more trade lines added to my credit reports. TU is currently 615 and EQ is 624.  I had been reading up on the shopping cart trick on these forums (to get credit accounts with soft pulls) and decided to try a few different ones. Here's how it went.  1. Express: I actually shop at this store fairly frequently, and buy my business casual clothes there. I put a couple of pairs of jeans in my cart, and went to checkout. I entered my information, and immediately got the preapproval popup. I applied and got a $500 credit line. Not bad. Plus I saved 20% on my jeans, and got an additional $20 off. Created my account on Comenity's website, and hit the LUV button: 7-10 day message.  2. Overstock.com: This is the one everyone says to try first, because they give generous limits and automatic CLI's. I decided to be adventurous and put a $1,200 patio set in my shopping cart, to see if that would have any effect on the credit line. I went to checkout, entered my details, got the popup and applied. This time it was only a $250 limit. I created an account on Comenity's website, and hit the LUV button, but no luck. Another 7-10 day message. I can't find anything on the site for $75 or less (30% of the limit) that I want to buy right now. I'm a bit disappointed in the limit, but we'll see how it goes over time. 3. Sportman's Guide: There is nothing I'd buy on this website, but since it's a VISA card, no need to bother. I put a couple of items in my cart, proceeded to the checkout, and got nothing. I tried several times yesterday, clearing my browser history each time. Still nothing. Just for giggles, I had my partner, who has amazing credit, try it as well, and still no popup. This might be one that you have to checkout as a member instead of a guest.  4. Walmart: Backed by Synchrony (amazon.com store card), not Comenity. Heard that they have the shopping cart trick as well, so I decided to try it: No luck. Couldn't get the popup to come up, and there's no way to check out as a guest.  5. Dillards: Another shopping cart trick that is not a Comenity card, but is backed by Wells Fargo. Added some stuff to the cart, went to check out, nothing. I think this might be because I used to be a Dillard's employee several years ago, and you had to get a Dillard's credit card to get your employee discount. They would give you a prepaid version of it if you couldn't qualify for the real deal, and I think somewhere in the system I still have that prepaid card.  6. Kirklands: Another Wells Fargo card. I couldn't get the popup to come up here either. Then again, I don't have a local store, so it's not all that important to me. So my takeaway was two new tradelines and a $750 bump in overall credit lines. It's better than nothing!  $250 for Overstock, ouch that blows. Hope it grows if you decide to keep it. I tried the sc trick in November and I got the pop, entered my info and got approved for 2k. I registered for an online account right away and hit the luv button and got it increased to $2300. Haven't had much success getting an increase since. My DW tried it this week and she also got the pop up and got approved for $2000. She registered online and hit the luv button and got it bumped to $2200 hit it again and got the 7-10 day message. About Sportsman guide I have tried it constantly and never get the pop up and neither has my DW gotten the pop-up so it seems our reports don't fit their criteria because my sister tried it and she got the pop up and so did one of my uncles.

  • What was your credit score when you did the shopping cart trick?

    Hey everyone! I have removed all but  two charge-offs and am paying monthly payments on one of those(Springleaf). My credit score is still terrible....a whopping 505....but, by removing 4 charge-offs it brought it up 36 points. It was 469. Gotta start somewhere. Lol. I have been reading about the shopping cart trick and wanted to ask y'all what was your credit score at when you succeeded? I have two judgments that I will file a Motion to Vacate this fall when I have them paid in full. Thank you very much. :-)

    Tietza wrote:
    Hey, SandiBeach22! I looked at your siggy and I am only seeing.... TOTAL CREDIT LINES: $166,750.00
    EQ FICO: 744 (6/2015) I see a little plant which I think means that you are in the 'garden'? Which three did you try and your score is excellent at 744. Mine is barely over 500.  Heck, I can't stay in the garden!  Just started gettin the SCT to work!  Have to many cc's. Maybe 18/19?  Got Overstock recently with a 16k limit!  I try to check out as a guest.  It seems to work better for me.  Got the Sportsman Visa the same way.  No hp's at all and around 28,250.00 in cl's.  Worth a shot or two.  Keep trying.  It took me about 2 months to get Overstock to work.  VS  should give you a card.  Probably a few more too.  Scores not excellent.  Not until it's over 800.  

  • How to find the list of open shopping carts

    Hi ,
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    the idea is to find the lsit of all open shopping carts created for a user who has left the organization and then change the goods recipient of shopping carts

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  • Addition of new field in the "Create limit item" shopping cart

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    According to your requirement, business partner to change is Requester ('00000016') and purchasing document is Shopping Cart.
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