HT201359 Why was my Gifted App charged to my Card instead of iTunes Store credit balance?

Why was my Gifted App charged to my Card instead of iTunes Store credit balance?
I purchased 2 apps.
One for myself which was billed to existing iTunes account Credit, and the second one (same app) was gifted to my girlfriend, but that was billed to my card, even though there was plenty of funds left on iTunes store credit.
Why?

You cannot use your balance for gifting content, that can only be used for buying items for yourself - your credit card will be charged for any gifting that you do

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