I cannot download free apps on my iphone/ipad. I get a notice to input my credit card info, which i should not need to do enter for free apps. please help

i cannot download free apps via the App Store...i get an error message that asks me to enter my credit card information... i wish not to enter my credit card info until i want to purchase something, and to download free apps, i do not believe i should need to enter credit card info.
Please help me correct my Apple ID account so that i can download free apps.
thank you so much

This user, mountaingoatgirl, explains how to get a None option in your account details in the iTunes app on a Mac or PC. -
https://discussions.apple.com/message/24907941

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