I lost some info on my note book on my iphone 4s...i didnt sign up for icloud but when i do go there now it asks for payment info but will not accept my security numbe ron the back of my credit card

I erased some info in my notes on my iphone4s and was then trying to find it in icloud but i cant get into i cloud until i put in payment info but payment info wont accept the code on the back of my credit card

Hi..
May not be just the security code >  iTunes Store: My credit card's security code or zip code does not match my bank's records

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