My wife lost her iPhone

My wife lost her iPhone. Is there an way to find it or delete information on the phone? I didn't have any apps installed on the phone to locate it. Should we be worried about information being stolen off the phone?  I have already suspended the phone's usage.  What are the next steps if it isn't found?

Is there an way to find it or delete information on the phone?
Not without a free iCloud account. With an iCloud account you can send a remote wipe command to the iPhone along with other options.
If she wasn't using the Passcode Lock, anyone that finds the iPhone can access everything on the iPhone. If the Passcode lock was being used along with an option for the iPhone to be completely erased after 10 failed passcode attempts, the iPhone will be erased after 10 failed passcode attempts.
Besides contacting your carrier, if the Passcode lock wasn't being used the password for all email accounts that were being accessed with the iPhone's Mail app should be changed.

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