After having my iphone 4 for over a year, the front screen cracks :(

So after having my Iphone 4 for over a year and purchasing the apple CARE protection plan, apple is acting as if they do not care about me and my phone.  I have never traded in my phone and never had a problem with it until now.   My screen is cracked and when i tried to go to the store to get it fixed, all they tell me is sorry you have to get a new phone for $199.  My husband and iI are a huge apple fans.  We have a mac book, mac mini, ipad 1 and 2 and 2 iphone4s.   We are very loyal to Apple,  but after this experience, I don't see how i can continue to be.  I purchased the apple care plan and thought i would be able to use it since i never had a problem with my phone but they proved me wrong.  I didn't want to have to purchase a whole new phone with the iphone 5 coming out because i plan to purchase that in the first shipment.  I'm so disapointed and heart broken.  I don't know what to do. I wanna cry right now.  When it rains it pours. Just disapointed that this had to happen with APPLE!!!!  and now i'm reading some of these responces and learning that some people have gotten their phones changed for FREE?!?!?!?!?!?  What's up with that?  I feel apple should give everyone one OOPS clause.  and after that then you have to fend for yourself especially if we have to pay for a protection plan that we will not use or will not transfer to another phone.
So disapointed
<IMG class="jive_macro jive_emote" src="/4.5.6/images/emoticons/cry.gif" ___jive_emoticon_name="cry" jivemacro="emoticon" mcesrc="/4.5.6/images/emoticons/cry.gif"></P>

Apple Care is an extended warranty, NOT an insurance plan.  Ford isn't going to fix your car for free when it gets wrapped around a tree.
With the advent of the iPhone 4S and AppleCare+, the geniuses at the Apple Stores lost the freedom to replace damaged phones at their discretion.
There is no "oops" clause in the warranty. If you've paid for Apple Care, that coverage will transfer to a replacement phone, provided you pay Apple for the out of warranty replacement.

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