Fixed-Rate Age-Based Insurance Plan

Question

Hi SAP Benefits experts,
   We have a new insurance offering this year wherein employee rates are determined by the employee's age at the time of initial enrollment.  If an employee enrolls at, say age 25, his or her rates will not increase as the years roll by, even though the employee is now 65.  Our other age-based plans allow for moving rates, so that as the employee ages, his or her rates will adjust. 
   How do I configure a plan to hold the initial rate that an employee qualifies for to be constant as time advances?  I thought I would be able to use the Age Basis fields in the Cost Variant screen in IMG.  However that only allows for a day and month.  I think it would require a year as well for this to manage a fixed cost. 
Thanks in advance.
Yvonne

Answer 1

Plz check below function
create or replace function cacl_roi
(p_dep_prd number, ----- deposit amount in years
p_unit varchar2 default 'D', -------unit of time (years/days)
p_mode varchar2 default 'X', ------Renew mode
p_gen varchar2, ------geneder M/F
p_work varchar2, --------working/non-working
p_age number , --------Age
p_anninc number ------Annual income
return number is
num_prd number;
l_roi number;
begin
select decode(p_unit,'Y',p_dep_prd*365,p_dep_prd) into num_prd from dual;
if p_age < 65 then
if num_prd >= 120 and num_prd <=240 then l_roi := 6;
elsif num_prd >= 241 and num_prd <= (2*365) then l_roi := 6.5;
elsif num_prd >= (2*365)+1 and num_prd <= (4*365) then l_roi := 7;
elsif num_prd >= (4*365)+1 then l_roi := 8;
end if;
If p_mode ='R' then l_roi := l_roi+0.5;
end if;
if p_gen = 'F' then l_roi := l_roi + 0.5;
end if;
if p_work = 'W' then l_roi := l_roi - 0.5;
end if;
end if;
if p_age > 65 then l_roi := 9;
end if;
if p_anninc > 10 then l_roi := l_roi + 0.1;
end if;
return l_roi;
end;
/