Help with query to show differences between two tables

Question

I have two tables that are identically defined. I need to capture changes to the old table. Want a result set that shows the following. I need to know what is new, change, or deleted.  Thanks
X1,n,new
z0,n,delete
z2,y,change
z3,n,change
drop table ifs_rmapopold
create table ifs_rmapopold (rqappl varchar(2), rqcardcurr varchar(1))
insert into ifs_rmapopold (rqappl, rqcardcurr) values ('z0', 'n'), ('z1', 'n'), ('z2', 'n'), ('z3', 'y')
drop table ifs_rmapopnew
create table ifs_rmapopnew (rqappl varchar(2), rqcardcurr varchar(1))
insert into ifs_rmapopnew (rqappl, rqcardcurr) values ('x1', 'n'),('z1', 'n'), ('z2', 'y'), ('z3', 'n'), ('z4', 'n')

Answer 1

Got this clumsy example working. But Sorna answer is  really nice.
create table #temptable (rqappl varchar(2), rqcardcurr varchar(1), updateind varchar(10))
-- change, get new value
insert into #temptable
select n.*, 'change' from ifs_rmapopnew n
inner join ifs_rmapopold o on n.rqappl = o.rqappl and n.rqcardcurr <> o.rqcardcurr
-- new
insert into #temptable
select n.*, 'new' from ifs_rmapopnew n
where rqappl not in (select rqappl from ifs_rmapopold)
-- deleted
insert into #temptable
select o.*, 'deleted' from ifs_rmapopold o
where rqappl not in (select rqappl from ifs_rmapopnew)
select * from #temptable