I have 20Gb but an email says my Your iCloud storage will be reduced to 5 GB on 09/30/2012. What's up with that?

Any idea how to  straighten this out? 20Gb is checked in the Cloud account. Credit card info is correct. Everything looks like it's set up right to charge my card. Yet, I get this downgrade email.

I came across one of your replies to a related question:
https://discussions.apple.com/thread/4345674?start=0&tstart=0
and you said:
It was indeed. Your iCoud storage was increased by 20GB (from the normal free 5GB) for free until 30 September as a concession because you migrated from MobileMe. After that date you have either to pay for the additional storage or allow it to be downgraded (which will lose some of your data if you have more than 5GB). (This has no effect on the amount of storage on iPhones, iPads or computers.)
Does this mean that as I am using Mail on my macs that I will not need to delete and trim down my emails to 5GB?  If this is the case, what happens to my icloud.com version of my emails - will they be automatically trimmed to 5GB?
Also read that  will not delete emails, just stop syncing and receiving more emails. is this correct?
Thanks again for all your help

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