Skype error when i SMS

Hello
i lost my money every time when i try to send sms from my skype.
what is ther problem ? Mostly i receive the error and i lost my money. How can fix the problem. and is this possible that i can use skype call or sms wiodget on my personal news blog?
Thanks

Hello,
Are you sending from this account? It doesn't look like you have any credits to send SMS messages.
Thanks

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