Slowly but surely..finally approved for BofA

I'm new to this forum, but I have been following for several years. I really want to thank everybody for sharing their experiences and advice. I hope that my story will help others just the same as you have all helped me...n I'd like to apologize ahead for the super long essay lol ;P During my sophmore year in college, I messed up big time on racking thousands of dollars on credit card debt and losing my job. 4 accts ended up in derog (prob around 10k), so my mid 700's dropped to the low 500's. I still had a few retail cards open and good standing student loans, but I had to kiss all my major cc's goodbye. 3 yrs later, I decided to start my journey on rebuiling my credit. I received a preapproval letter from Cap1 and figured I had nothing to lose. I was approved for the Cap1 Platinum MC with an initial 500CL and 22.90% APR w/ an auto CLI to 2500 after 5 months w/ heavy util. 1 yr later, i was approved for an auto loan through Cap1 w/ 6.96% APR. Couple months after that, I applied for the Cap1 Journey Visa and was approved with 500CL and 22.90% APR w/ auto CLI to 750 after 5 months and another auto CLI to 2750 after an additional 5 months. Cap 1 upgraded my Platinum MC to Quicksilver MC shortly after getting the Journey Visa. I know lots of people have their gripes against Cap1, but wow, they really provided a platform to improve without paying any AF's. High interest, but I made sure to PIF after the 0% promotional periods ended. I'd highly recommend Cap1 as a rebuilder as long as you can manage your finances well since 22% APR would cost a lot in interest. After babysitting my credit score for a year, I was so hesistant to apply for the BofA Cash Visa. I recently saw an "invitation to apply" through my online banking and decided to jump the gun. I was approved on spot with a 500CL and 17.99% APR. I'm a bit disappointed that the CL is so low, but so glad to have a "prime" lender approve me. Hopefully BofA will do an auto CLI after a year. *cross my fingers* So after 3 years of careful planning, my score is now steady at 655 (idk my score didn't change after BofA's HP), for EXP and TU. I'm not planning to apply for anymore CC's, but starting to consider if I should do an auto refi. All of my baddies are scheduled to drop in one year, so my ultimate goal would be to be back in the 700's so that I can eventually buy a house. Of course my baddies dropping will help, but are there any other recommendations to increase my score? Thanks and wish me luck!

pbnjenn27 wrote:
I'm new to this forum, but I have been following for several years. I really want to thank everybody for sharing their experiences and advice. I hope that my story will help others just the same as you have all helped me...n I'd like to apologize ahead for the super long essay lol ;P During my sophmore year in college, I messed up big time on racking thousands of dollars on credit card debt and losing my job. 4 accts ended up in derog (prob around 10k), so my mid 700's dropped to the low 500's. I still had a few retail cards open and good standing student loans, but I had to kiss all my major cc's goodbye. 3 yrs later, I decided to start my journey on rebuiling my credit. I received a preapproval letter from Cap1 and figured I had nothing to lose. I was approved for the Cap1 Platinum MC with an initial 500CL and 22.90% APR w/ an auto CLI to 2500 after 5 months w/ heavy util. 1 yr later, i was approved for an auto loan through Cap1 w/ 6.96% APR. Couple months after that, I applied for the Cap1 Journey Visa and was approved with 500CL and 22.90% APR w/ auto CLI to 750 after 5 months and another auto CLI to 2750 after an additional 5 months. Cap 1 upgraded my Platinum MC to Quicksilver MC shortly after getting the Journey Visa. I know lots of people have their gripes against Cap1, but wow, they really provided a platform to improve without paying any AF's. High interest, but I made sure to PIF after the 0% promotional periods ended. I'd highly recommend Cap1 as a rebuilder as long as you can manage your finances well since 22% APR would cost a lot in interest. After babysitting my credit score for a year, I was so hesistant to apply for the BofA Cash Visa. I recently saw an "invitation to apply" through my online banking and decided to jump the gun. I was approved on spot with a 500CL and 17.99% APR. I'm a bit disappointed that the CL is so low, but so glad to have a "prime" lender approve me. Hopefully BofA will do an auto CLI after a year. *cross my fingers* So after 3 years of careful planning, my score is now steady at 655 (idk my score didn't change after BofA's HP), for EXP and TU. I'm not planning to apply for anymore CC's, but starting to consider if I should do an auto refi. All of my baddies are scheduled to drop in one year, so my ultimate goal would be to be back in the 700's so that I can eventually buy a house. Of course my baddies dropping will help, but are there any other recommendations to increase my score? Thanks and wish me luck!A single HP actually seldom affects scores unless there are already a LOT of them.

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I've just updated itunes and it has disappeared from my PC- the previous shortcut won't work and it can't locate on my file search- this is the second time this has happened when updating itunes- APPLE you're going donw the tubes slowly but surely..

I've just updated itunes and it has disappeared from my PC- the previous shortcut won't work and it can't locate on my file search- this is the second time this has happened when updating itunes- APPLE you seem to be going down the tubes slowly but surely..

its not apple going "down the tubes" its that you have windows junk. These opinion best left at apple.com/feedback
you need to completely uninstall itunes and all components
see these for help
http://support.apple.com/kb/HT1925
http://support.apple.com/kb/HT1923
Peace, Clyde

Create Database - Slowly but surely!!

I am regularly asked to make new databases. Database creation takes ages and ages using the Database Configuration Assistant - which appears to be the easiest way of doing it.
The only quick way (not actually very quick - compared to SQL Server say, but anyway) seems to be to copy from the CD in the DBCA.
It seems to take about an hour just to add JServer onto the database according to the DBCA as it runs through (and InterMedia isn't quick either). Total db creation times varies between 2 and 3 hours on a decent box.
My questions:
Why is this?
Can I do anything about it? (apart from obviously removing options I don't need such as advanced replication)
Thanks
Jason.

Thanks for replying!
I tried this and it did indeed seem faster (still pretty slow, but definitely an improvement).
Scripts must be pretty horrid though - plenty of nice error messages output (object doesn't exist to remove messages in response to DROP commands at a guess). I guess we just don't see that when the DBCA does its stuff behind the scenes!
Seems worthwhile.
Thanks
Jason.
<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by Shah Nawaz ([email protected]):
jason.
although your question is valid, but there is nothing to speed the process, unless you want to save the dbcreation file as a script and then run it..that is where you could gain performance..during installation..
Since DBassist required a huge SGA, anything running under java console..is just slow in general, again it depends on you hardware also...
I have noticed that rather then using the DBassist to create your database simply save it as a script and then run the script accordingly...
you will be suprise how much performance gain you get..
let me know if this works out for you
shah<HR></BLOCKQUOTE>
null

Slowly but surely figguring out Canvas

Hey, it's me again. still workin on the same problem as the last ten thousand times I put up a problem in the forum. Here's my code:
//: Applet1.java
// first attempt at putting a picture onto an applet.
import java.awt.*;
import java.applet.*;
class Info extends Canvas {
     Graphics picture;
     public void Info() {repaint();}
     public void paint(Graphics g) {
          picture = g;
          g.setColor(new Color(255, 255, 255));
          g.drawString("HI!!!", 10, 10);
public class Applet1 extends Applet {
     public void init() {
          // setLayout(new BorderLayout());
          Canvas pic = new Info();
          add("Center", pic);
Ok. I need to know why this doesn't draw the String "HI!!!" on the Applet. I think it has something to do with the fact that paint isn't being called. I'm not completely sure of the way that the entire paint() repaint() thing works.
Sincerely,
~ Nesho

If you add a System.out.println in your paint method, you can see it in your java console if the paint method is ever being called. You can also check that the canvas has a size, but with borderlayout it should get the whole applet size, so that should not be the problem. Try with Color.black or use the default color.

What is the IDOC for Final Approval of PO

Hi,
Can any one tell me ..
1. what is the IDOC for Final Approval of Purchase Order?
2. Is there any Separate IDOCs for GRN(Goods Receipts
Note) in Transaction MIGO. Like Creation of GRN,
Changing of GRN, Cancelling of GRN, Transfering materials to Scrap or Cost center (Changing of Movement types in MIGO).
regards,
Khaja.

Khaja,
1. There is no separate IDOC for final approval of a PO. IF you have configured a release stratgey for a PO, the PO IDOC will be transmitted only upon the final apporval of the PO.
2. Yes there should be a IDOC for Goods Receipt.
Regards,
Ravi
Note : Please mark the helpful answers

How to have clients download a service pack to local machine but delay install until management gives approval for install.

I am looking to update all of our office products to the latest service pack. The service packs have to be pushed out to roughly 6000 machines. I am still waiting on approval for the installation which I know is coming but
it has to be routed through the proper channels. What I am trying to do push the service pack out ahead of time but not install it until I get the green light from management. Is this possible?

Sure. two things come to mind...
1. Create a package that contains the SP files and a bat file that would copy the SP files to a temp folder. Run that package. When you get the green light run a second package that has no source files, it simply runs the install command from the prestaged
location.
2. Using software updates... This will be a bit more tricky because users may see notifications about the update. Just be careful to hide those. Updates begin downloading at the avaiable time.
John Marcum | http://myitforum.com/myitforumwp/author/johnmarcum/

Lowe's application denied (finally I was approved for 6000 )

I have my EX and EQ frozen except TU but I don't know what they pull here in NJ. Thank you all for the help

jazmar wrote:
Today I went to lowe's with my wife so she can apply for their credit card and due to a fraud alert on her report she was put on the phone to verify her information. At the end she was approved for 12000 I asked if I can speek with them regarding my application, that's when I find out that I was denied due to the freeze I have on EX this is the number I was giving to call after re submitting the application for the second time if I have any problem 1800 528 2334. After I lift the freeze I want back in the store and re-applied and I was shocked to find out that I am approved for 6000. Thank you every one for the helpCongrats to you and your wife!!

Getting clients final approval

Ok the CLient hired me to do an instructional DVD video 3500 copies. I sent them a final copy for approval but the client is claiming that it won't play on their laptop, and that it skips. They wan't it to function on all computers. I tested the DVD on my desktop and set-top player and it functions fine. Any thoughts on how I can deal with this client.
I've asked the client to make sure and test a commercial store bought DVD to compare with. I wouldn't be suprised if it's not playing just because their computers are older and somewhat out of date, it's just that I don't want to step on their toes too much about the equipment their testing the DVD with. It's like biting the hand that feeds you, you know.
I don't necessarily want to make a bunch of different copies on various different DVD burners using various different media and at various different write speeds. But I might have to swallow my pride and do it anyways.
The Glass mastering company says that they won't be able to make a DVD any different or any more playable than the one I send them. CDDigital card. They don't provide any check discs. I could try somewhere else but the price is right.
I bought a DLT drive just for this project, but I'm getting different opinions even from the Glass Mastering House depending on who I talk to, about whether they make a difference or not. Any comments?
I understand that when you send in a DVD-R they pull all the info off the disc that they need. But what can they get from a DLT that they can't from a DVD-R?
The final outcome will be DVD#5.

Alanna.
Things are complex, as you are discovering!
The basic facts are that as already mentioned, written media is a lot less compatible than replicated media.
There can be issues with replicated media, but on most cases this will be down to the maker of the player - some players are cheap for a reason, and that reason is the manufacturers cut corners.
The best you can hope to achieve, if you are going to be brutally honest, is to say that the disc will work on most players, if not all.
There is a service available where a test pressing can be sent to a specialist verification company, who will run it through as many as 200 players and give you a complete compatibility report. This is not cheap though.
I have seen disclaimers on discs saying that the disc has been authored according to strict DVD specifications, and any problems should be taken up with the manufacturer of the player involved. Often a simple firmware update can solve what look like authoring issues. I don't suppose you would be very surprised to hear that a lot of end users will never update firmware at all, as they probably don't know it can be done. You can never guarantee anything as 100% idiot-proof.
Truth be told, 100% compliance cannot ever be guaranteed due to the massive amount of players available. What you can do is author to strict spec to reduce problems, and this is why some of us here keep fighting to ensure non compliant files are not accepted by Encore, as this can lead to complications later on.
See http://www.dvddemystified.com/dvdfaq.html#1.41
for a detailed explanation of the problems authors face. Summed up, not all players interpret the DVD Specifications correctly. This article is an eye-opener to put it mildly!
Replicated discs will work in 99% of players.
Written discs are a lottery.
Check Discs.
If a check disc does not work in your reference player, then the odds are high it is one of 3 problems:
1 - Bad Authoring
2 - Bad Player interpretation (A firmware update may be available)
3 - Bad replication
If you're happy sending out written media as check discs, then a useful tip is to send each format - both DVD-R as well as DVD+R. This way you have that one covered.
However, if they are testing a written disc in a computer based system, then you also have the certain possibility of bugs in the software player to contend with as well. Sadly there is no sure short-cut here, and the best you can do is try the test disc on as many players as possible. Basically, if it works well on your players, but not on some laptop running "cheapDVDplayer.exe", then you can be reasonably certain the authoring is good, but the laptop has a problem somewhere.
In short, test on as many players as you possibly can.
We have 4 set top players here - 2 Denons, one Cambridge Audio, and one of what we call our "Worst-case scenario" of a TV/DVD combo. If it plays on that, it plays on pretty much anything. It may even be worth your while deliberately hunting down a known dodgy player just to test on.
And add that disclaimer!

Approved for Chase Freedom!

I started the credit rebuilding process last year and have taken my scores from the high 500's to the low 700's in that time. I guess my scores are pretty good now but until today I've never been approved for a regular credit card that wasn't secured! I was really hesitant to apply actually, then they approved me right away and I'm so happy! My current scores, per MPM, are around 670, but that's a recent hit due to another new account I opened mid-July (Amazon Store Card). I was worried that would lead to my denial by Chase but chose to apply anyway. I'm an AU on my dad's Chase Slate, and based on posts on this forum it seems like their reconsideration process is pretty generous with approvals. I figured there was little harm since I could point out my responsible handling of my AU account if I had to call. I now have: CapOne Secured, $500 limitChase Slate (Authorized User), $3200 limitBofA Cashback, $2000 limitAmazon Store Card, $1200 limitChase Freedom, $2200 limitThese last few weeks have been amazing credit-wise, actually... First BofA returned my deposit for their secured card, increased my limit and upgraded me to Cash Rewards, then I managed to get the Amazon Store Card (after being rejected just over a year ago), and now this! So pleased, and very excited to cancel my stupid CapOne Secured. Thanks for listening

Congrats

Self Service request is going to error after final Approver.

Hi,
Here we configured leave system through EIT and we are using self service (EIT) to make leave request. We have 3 level of approver for Annual Leave. Problem here is after final approver (3rd approver) approves the leave then request is going in to error. I traced the item key through Workflow Administrator > Status Monitor.
The error is Details are given below (Status Monitor)
Failed Activity
Notify HR About Commit Application Error
Activity Type
Notice
Error Name
WFNTF_ROLE
Error Message
3205: '[email protected]' is not a valid role or user name.
Error Stack
Wf_Notification.Send([email protected], HRSSA, HR_EMBED_DEPT_COMMAPPLERR_MSG, WF_ENGINE.CB) Wf_Engine_Util.Notification_Send(HRSSA, 1649471, 195663, HRSSA:HR_EMBED_DEPT_COMMAPPLERR_MSG) Wf_Engine_Util.Notification(HRSSA, 1649471, 195663, RUN)
I appreciate if someone can help me.
Regards,
Jojo George

Okay, if the $PROFILES$ reference has been working for a long time that doesn't sound like a problem. I would then suggest this is an unusual data scenario where the value the user selected was temporarily available. Don't ask me how - it's your data! The user that submitted it might be able to shed some light. For example, this kind of thing might do it:
1) Manager logs on to ESS, starts an SIT transaction (the one in question) and Saves for Later. This sets $PROFILES$.PER_PERSON_ID to themself.
2) Manager then switches to MSS and views one of their employees - this sets $PROFILES$.PER_PERSON_ID to their employee, not themselves.
3) Manager then navigates to Homepage and continues the Saved for Later transaction from the Worklist (ie, without clicking on the ESS responsibility). Perhaps $PROFILES$.PER_PERSON_ID is still set to their direct report rather than themselves?
4) Manager then selects one of their employees contracts rather than their own (because of $PROFILES$.PER_PERSON_ID being wrong).
5) Manager submits the transaction.
I don't know if that's possible or even if that's how it behaves. But it sounds plausible and is an example of perhaps the weird set of circumstances that might have happened here. Regardless, I'd still maintain that this value was available to the user in the Value Set at the time they submitted it.
If it's just a one-off data problem and this has been working fine for a while I wouldn't worry about it. Bin the workflow, get the employee to re-submit. Job done.

Help with sequence settings in final cut for project with 2 different frame rates.

I really need help with this one! I finished editing a wedding video and realized after exporting that it was filmed in two different frame rates. This has happened before but I converted the footage to match and fixed the problem. In this case, the footage is part 30fps and part 60fps. The majority of it was filmed in 30fps. I cannot convert the 60 to 30 without the slow motion effect which I do not need so I have to find a way to burn this to a DVD without it looking messed up! The video was shot with two Canon 7ds if that helps anything. The first sequence I set at 29.97 and exported as a quicktime movie and all the footage filmed in 60 looked perfect and the footage in 30 looked jittery. Then I tried the sequence at 59.97 and it switched. The footage filmed at 30 looked good and the 60 was cropped in. I am so confused! Any advice or suggestions would be greatly appreciated!!

Thanks for your help Michael! The frame rates are 29.97 1920 x 1080 and 59.94 1280 x 720. I did a control click on the clips in final cut and viewed the item properties/format to find this info. The Canon 7d is a DSLR but we use it for video. As for my workflow, the first thing I do is import the footage onto my computer and then drag the clips into mpeg streamclip. I choose apple prores 422 and uncheck the interlaced box. Once this is done I import the .mov files into final cut. The sequence automatically sets itself to whatever clip I drag in first so it originally set as 29.97. When I finished editing wedding video, I export it to a quicktime movie and choose whatever settings match the sequence, in this case apple prores 422 1920 x 1080 30p. Once that is done I use iDVD to burn the discs.
I knew something was wrong when I watched the quicktime movie and all the 30fps footage was jittery and most of the cross dissolves looked strange. That's when I figured out the footage was at two different frame rates. What I don't understand is why whatever the sequence is set at in final cut, the clips of the opposite frame rate look right but the clips set at the matching frame rate don't???

I have an IPhone 4, and I wanted to reset it, but couldn't do it via computer because the "find my IPhone" was turned on. So I went to ICloud Find My IPhone and just erased my phone from there. The was acting weird but I finally got to a black scre

I have an IPhone 4, and I wanted to reset it, but couldn't do it via computer because the "find my IPhone" was turned on. So I went to ICloud > Find My IPhone and just erased my phone from there. The was acting weird but I finally got to a black screen with the spinning circle. And it won't advance. I can't just hold the sleep button and home button down because my sleep button is broken! Any help? I have reset my phone before.

Hello cwypyski,
The link below provides information on and can also assist with setting up service for your iPhone to have your Sleep/Wake button repaired.
Service Answer Center - iPhone
http://support.apple.com/kb/index?page=servicefaq&product=iphone
All my best,
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Auto approval for self registration request in OIM 11G R2

Hi all,
We have a requirement where we want end users to be able to self-register without needing any sort of approval. We are using OIM 11G R2 with the latest patchset.
The way to do it in 11G R1 is explained in the following document:
[http://docs.oracle.com/cd/E21764_01/doc.1111/e14316/unauth_selfservice.htm#BABFEIBF]
But now that R2 does not have any request templates, we are not sure how to do this. Any help will be greatly appreciated. Thanks for your time.
-sandeepc

refer this.
Configuring Auto-Approval for Self-Registration - Fails due to Organisation

Process Controlled Workflow - 1-step approval for shopping cart approval

Hi,
I have configured a one-level approval for SC (Process Controlled Workflow):
Object Type: BUS2121
Additional 1 level under schema: 3C_SC_600_000 (the last level is the automatic approval)
Level Type: Approval with completion
Eval ID: 0EV_SC_SL1
RR Name: RR_SPENDING_LIMIT_APPROVER
RR Param: USTONY.Y (I hardcoded it using my user ID, for the moment)
Task ID: 40007953 (I have checked, it's generalized as well)
Decision Type: Item-based decision for entire document
For PPOMA_BBP:
Under my org unit (Position):
Approval Limit: 1000
Output Limit: 1000
I didn't do any BADI implementations yet.
During creation of SC by other user, before "Order" the SC, the approval preview can show correctly that the Processor is as indicated in the config.
Once the SC is ordered, the whole step is gone and the event linkage becoming delinked (because there is error, and according to the config in SWEQADM).
However, I cannot find the workitem (no workitem generated) and SLG1 does not give any clue whatsoever.
I tried debugging method APPROVAL_LIMIT, and it seems fine as well.
Please help, what did I do wrong here?
Thanks,
Tony Y

Hi Sahil,
I even changed to first process level to:
Level Type: Approval
Eval ID: 0EV000
RR Name: RR_MANAGER
RR Param: (Blank)
Task ID: 40007953 (I have checked, it's generalized as well)
Decision Type: Decision for entire document
Under PPOMA_BBP:
I made myself as a head of the org unit with the role manager.
The requester is "Exclude" the role manager.
The agent can be determined now.
But the workitem ID is still cannot be generated. It's always no workitem generated.
Please everyone, any help?
Thanks in advance,
Tony

Hey I got my phone stolen yesterday, but it was dead for 24 hours before i checked find my phone so it says offline. I called verizon suspended my service and they said if the person tried to sell it back, or put their number on it, it will get flagged. I

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Where exactly did you buy the "new iPhone "
A country might help as well .This is a WW forum
Are Direct Mobiles an Approved Apple iPhone reseller if not it may well be a fake

Slowly but surely..finally approved for BofA

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