Tips for Getting Payday Loans in Australia

Question

There are times in everyone’s life where waiting until your paycheck, just won’t cut it. You need cash and you need it now. No matter the reason you need the money, past due bill, birthday present you need, medical emergency; payday loans are available. But how should one go about getting one? What is the procedure to getting a payday loan? Never fear, those answers are here.
When you decide that a payday loan is the best solution to your personal cash flow problem, it is simple as going online to apply for a payday loan, and most of the time you can get a cash advance approval within minutes. One thing to remember is that as the customer, you need to find out all the information before agreeing to the payday loan in Australia.
All the potential borrower needs to do is fill out the application and provide the proper identification information and they can get a short term loan, with ease. The borrower must be over 18 years of age resident of Australia and have full time employment and an Australian bank account. Payday cash advances do look at credit scores, but a bad score will not be the reason for a turn down since most cash advances companies does not have requirements of a high score.

Answer 1

There are almost always better ways to go than a payday loan though. Even your local credit union or whatever the equivalent is in Australia could probably provide you with a personal loan with much better terms that won't get you stuck in a never ending unsustainable borrowing cycle. And if your credit is bad enough that your CU can't help it's probably time to consider BK anyway. BTW I didn't know they were legal/existed in Australia. I thought they were a US only thing.