Was approved for a Mejier Commenity Card!!!

So a couple of weeks ago I applied for a Mejier card, mostly because my local Mejier was running a promotion to get $20 off your bill if you apply. I received the standard your application needs further review and 7-10 letter. Received the letter yesterday and it said that I need to call and verify some information. I called and they did 3 security questions and said congratulations you were approved with a $500 credit limit. YAY!!! I've been trying to shopping cart trick for months and cannot get a popup offer to save my life so to be approved for this card is a surprise to me!

Woo congratulations! I always love it when you think its a decline but they just want to ask you a few questions (Ive had denials due to supposed fraud when I applied for too many cards too fast, just needed verification!)

Similar Messages

Approved for a Barclays Rewards Card

Hi So i received a pre approval for the Barclays rewards card and surprised i was approved for 1500.00 is there anything i should know about Barclay's? I heard once youre in good you are in a good position. They offer the apple barclays visa card which i love Apple. is that a good sign that my rebuilding is improving because before they wouldnt give me the time of day.

sparklerd34 wrote:
Hi So i received a pre approval for the Barclays rewards card and surprised i was approved for 1500.00 is there anything i should know about Barclay's? I heard once youre in good you are in a good position. They offer the apple barclays visa card which i love Apple. is that a good sign that my rebuilding is improving because before they wouldnt give me the time of day.Congrats on the approval. If you take care of that card you'll be good with Barclays. I had to recon to get my first card with them, then 6 months later I was able to get a 2nd card with instant approval.

Lowe's application denied (finally I was approved for 6000 )

I have my EX and EQ frozen except TU but I don't know what they pull here in NJ. Thank you all for the help

jazmar wrote:
Today I went to lowe's with my wife so she can apply for their credit card and due to a fraud alert on her report she was put on the phone to verify her information. At the end she was approved for 12000 I asked if I can speek with them regarding my application, that's when I find out that I was denied due to the freeze I have on EX this is the number I was giving to call after re submitting the application for the second time if I have any problem 1800 528 2334. After I lift the freeze I want back in the store and re-applied and I was shocked to find out that I am approved for 6000. Thank you every one for the helpCongrats to you and your wife!!

Capital One: Denied CLI / Approved for $50K on New Card

I have two CapitalOne Cards that were open in early 2007 after my bankruptcy in August 2006. They were the first company to give me credit cards following the bankruptcy, the first one received a $3,500 limit and the second one received a $3,000 limit.
In 2013/2014, they upgraded me to their Quicksilver card so I could get cash back on my purchases. As my finances have drastically changes since then, I've attempted to request multiple limit increases, and I've kept getting denied because they say I don't use enough of my credit limit to justify a limit increases.
Then in December I just decided to apply for a CapitalOne Venture card for their 40,000 bonus miles, and was given a $50,000 credit limit.
Can someone explain how/why they won't increase my limit on a card with $3k limit, but will give me a new card with a $50,000 limit? I would rather have the limit on one of these older cards that's I've now had for 8 years.

anm688 wrote:
I have two CapitalOne Cards that were open in early 2007 after my bankruptcy in August 2006. They were the first company to give me credit cards following the bankruptcy, the first one received a $3,500 limit and the second one received a $3,000 limit.
In 2013/2014, they upgraded me to their Quicksilver card so I could get cash back on my purchases. As my finances have drastically changes since then, I've attempted to request multiple limit increases, and I've kept getting denied because they say I don't use enough of my credit limit to justify a limit increases.
Then in December I just decided to apply for a CapitalOne Venture card for their 40,000 bonus miles, and was given a $50,000 credit limit.
Can someone explain how/why they won't increase my limit on a card with $3k limit, but will give me a new card with a $50,000 limit?@anm688, This -$50,000 credit limit with CAP 1. Am I reading that right or is it a typo

Approved for AMEX Gold Business Card!!

I am finally in with AMEX!! This is a real big deal for me. I have never apped with them and now that my scores are better I decided to take the leap! I got the 75,000 points if I spend $2,000 in the first month. I did recieve a better offer for the platinum but decided I didn't want to pay that hefty fee every year. I would love to app for one of their personal cards but not sure I will get approved. Thanks to everyone on this forum for all your help! Sidenote- we also closed on our Business Revolving Line of Credit today! I would say this is a good day! I never thought we would see this day

red259 wrote:
bclay wrote:
I am finally in with AMEX!! This is a real big deal for me. I have never apped with them and now that my scores are better I decided to take the leap! I got the 75,000 points if I spend $2,000 in the first month. I did recieve a better offer for the platinum but decided I didn't want to pay that hefty fee every year. I would love to app for one of their personal cards but not sure I will get approved. Thanks to everyone on this forum for all your help! Sidenote- we also closed on our Business Revolving Line of Credit today! I would say this is a good day! I never thought we would see this dayWhat was the plat offer and where did you get it?About 3 to 4 times a Month, I get 110K and 100K offers via USPS.

Approved for Wells Fargo secured card

Yayy second secured card approval, wf and discover...

Thanks for replying this is a great community My utilization is 0 currently.my TU 502 EQ550 EX 556 I have a thread called.... My credit report what would you do It has my full report lol

So I went into the store to start a Verizon edge plan was denied but was approved for a 2 year contract why?

Please help!

Edge approval is dependent on credit worthiness? Any late payments in the last 6 months? Trust me Verizon would actually prefer people be on the Edge plan.

The good news is I was approved for 107k

The bad news is that doesnt get me much in so cal. Is it better to wait a year until I can pay off my personal loans and qualify for more or is it better to invest now and sell later? If I buy now My mortgage payment will be 750+HOA and if I wait my rent payment is 1380. What is the best course of action? Thank you for any advice!

ghgirll123 wrote:
The bad news is that doesnt get me much in so cal. Is it better to wait a year until I can pay off my personal loans and qualify for more or is it better to invest now and sell later? If I buy now My mortgage payment will be 750+HOA and if I wait my rent payment is 1380. What is the best course of action? Thank you for any advice!My personal opinion is that you should wait until you qualify for what you want, rather than settle for an area/home that will be disappointing and leave you wanting for more every day. I think it would be much better to decide which area/home would please you the most and then work a plan to get there, even if it will take a little while longer. Maybe take a second job for a while to get the loans paid off, look for ways to cut your budget, maybe consolidate to a lower interest rate, etc. I think you'll be happier in the end getting what you truly want rather than settling for what you can get right now. I wish you the best. Marlena

TS2446 I was asked for my detailed credit card info on my phone when I tried to buy an app

Also I was having a hard time with my CPU usage all of a sudden with MacBook Pro and it was due to a guest user who I tried to delete but could to just reinstalled is x. I have a feeling I am being messed with cause this has occurred before.i know I'm gonna take it to apple soon it's just a tad far and quick fixes I appreciate. I am the only person who used the MacBook Pro I just get concerned with all the other activity and I basically had to reinstall recently cause my comp just died out of nowhere

You will have to look in the French iBooks Store and see if any books there are made available in English. Apple can sell only what the publishers provide, and most of the French publishers apparently presume that people want books in French and are not licensing/providing books to the French iTunes Store in other languages. You may need to look to other sellers of electronic books, Amazon perhaps if they offer e-books in France, and see if they have a better selection of English-language books.
Regards.

Card Trick Approval for HSN!!

I have been trying for awhile to get the HSN pop up credit approval with no luck. I just read a post from last year and I thought it was worth repeating. A little tricker than the other Comenity pop up approvals. Firstly I was approved for $ 2,000. Ok you put a couple of items in the cart and check out as a guest. Complete the billing and shipping screens and when it ask you to input your payment information, enter your credit card information. You will have to press the continue screen which allows you to review the order before you finalize the purchase. Once you press the continue screen, the pop up pre approval appears. Once you complete the pre approval and hopefully are approved, the credit information is replaced with your new HSN credit card number. You can then remove the items....I happened to like a pair of jeans and actually bought them! When I went to set up the Comenity account, I was unable to get any additional CL increase. I'm satisfied for now, lol!

ImaginaryFriend wrote:
Congrats. Now, go sign up for an EBates account. You don't actually need the EBates credit card to get a "big fat cash back check". Always login to EBates and then click on the HSN, Overstock, Lowes icons to begin your shopping. I get cash back from EBates and rewards points and free shipping from Overstock at the same time. That's how I shop.Thanks, I signed up!!!

Approved for Venture card (Visa signature), 10K limit!

My white whale is the CSP and I apply once per year and get declined everytime. I have a freedom with a toy limit, $500. I've had it for almost 2 years and they never increase my limit. I decided that I would app for the Slate and I was approved with another toy limit, $500. I figured that I had pretty much maxed myself out for the number of credit cards I was eligible for (I now have 8).Well, I went to capital one and saw the venture card and thought, why not. Well, to my shock I was approved for 10K. I was floored. In my long life, I haven't had a credit card with a limit higher than $1800. It is my understanding that Chase likes to see, among other things, that you have a credit card with at least 5K. I'm hoping this new Venture limit will allow me to get a CSP in about a year.Also, I believe that I should consolidate my other credit cards onto the Venture. Question: Is it better to leave the venture with zero to 10% usage and leave my other cards with balances? Or, transfer all balances to the venture, putting it at 75% usage, while my other cards will be at 0% ? BTW, myfico TU is 695 and I am at 90% usage on all other cards.

New job & multiple cards at 90% is definitely not the time to apply for premium cards then. Get those balances paid way, way down & as many as you can completely paid off. In 6 months, you might be able to get that "Holy Grail" card you keep trying for.shasta wrote:
I haven't exactly been frivolous with my credit card debt. I was laid off for the 3rd time in about 5 years and decided that I needed to change careers. I had to buy tools, consumables, fuel and things like that while I was learning a new trade. I couldn't find reliable work in my new field and so far haven't paid off the credit card debt that I ran up. Things are looking up though, I was just made a job offer today and if it works out, I should be able to pay debt off in about 6 months.

Slowly but surely..finally approved for BofA

I'm new to this forum, but I have been following for several years. I really want to thank everybody for sharing their experiences and advice. I hope that my story will help others just the same as you have all helped me...n I'd like to apologize ahead for the super long essay lol ;P During my sophmore year in college, I messed up big time on racking thousands of dollars on credit card debt and losing my job. 4 accts ended up in derog (prob around 10k), so my mid 700's dropped to the low 500's. I still had a few retail cards open and good standing student loans, but I had to kiss all my major cc's goodbye. 3 yrs later, I decided to start my journey on rebuiling my credit. I received a preapproval letter from Cap1 and figured I had nothing to lose. I was approved for the Cap1 Platinum MC with an initial 500CL and 22.90% APR w/ an auto CLI to 2500 after 5 months w/ heavy util. 1 yr later, i was approved for an auto loan through Cap1 w/ 6.96% APR. Couple months after that, I applied for the Cap1 Journey Visa and was approved with 500CL and 22.90% APR w/ auto CLI to 750 after 5 months and another auto CLI to 2750 after an additional 5 months. Cap 1 upgraded my Platinum MC to Quicksilver MC shortly after getting the Journey Visa. I know lots of people have their gripes against Cap1, but wow, they really provided a platform to improve without paying any AF's. High interest, but I made sure to PIF after the 0% promotional periods ended. I'd highly recommend Cap1 as a rebuilder as long as you can manage your finances well since 22% APR would cost a lot in interest. After babysitting my credit score for a year, I was so hesistant to apply for the BofA Cash Visa. I recently saw an "invitation to apply" through my online banking and decided to jump the gun. I was approved on spot with a 500CL and 17.99% APR. I'm a bit disappointed that the CL is so low, but so glad to have a "prime" lender approve me. Hopefully BofA will do an auto CLI after a year. *cross my fingers* So after 3 years of careful planning, my score is now steady at 655 (idk my score didn't change after BofA's HP), for EXP and TU. I'm not planning to apply for anymore CC's, but starting to consider if I should do an auto refi. All of my baddies are scheduled to drop in one year, so my ultimate goal would be to be back in the 700's so that I can eventually buy a house. Of course my baddies dropping will help, but are there any other recommendations to increase my score? Thanks and wish me luck!

pbnjenn27 wrote:
I'm new to this forum, but I have been following for several years. I really want to thank everybody for sharing their experiences and advice. I hope that my story will help others just the same as you have all helped me...n I'd like to apologize ahead for the super long essay lol ;P During my sophmore year in college, I messed up big time on racking thousands of dollars on credit card debt and losing my job. 4 accts ended up in derog (prob around 10k), so my mid 700's dropped to the low 500's. I still had a few retail cards open and good standing student loans, but I had to kiss all my major cc's goodbye. 3 yrs later, I decided to start my journey on rebuiling my credit. I received a preapproval letter from Cap1 and figured I had nothing to lose. I was approved for the Cap1 Platinum MC with an initial 500CL and 22.90% APR w/ an auto CLI to 2500 after 5 months w/ heavy util. 1 yr later, i was approved for an auto loan through Cap1 w/ 6.96% APR. Couple months after that, I applied for the Cap1 Journey Visa and was approved with 500CL and 22.90% APR w/ auto CLI to 750 after 5 months and another auto CLI to 2750 after an additional 5 months. Cap 1 upgraded my Platinum MC to Quicksilver MC shortly after getting the Journey Visa. I know lots of people have their gripes against Cap1, but wow, they really provided a platform to improve without paying any AF's. High interest, but I made sure to PIF after the 0% promotional periods ended. I'd highly recommend Cap1 as a rebuilder as long as you can manage your finances well since 22% APR would cost a lot in interest. After babysitting my credit score for a year, I was so hesistant to apply for the BofA Cash Visa. I recently saw an "invitation to apply" through my online banking and decided to jump the gun. I was approved on spot with a 500CL and 17.99% APR. I'm a bit disappointed that the CL is so low, but so glad to have a "prime" lender approve me. Hopefully BofA will do an auto CLI after a year. *cross my fingers* So after 3 years of careful planning, my score is now steady at 655 (idk my score didn't change after BofA's HP), for EXP and TU. I'm not planning to apply for anymore CC's, but starting to consider if I should do an auto refi. All of my baddies are scheduled to drop in one year, so my ultimate goal would be to be back in the 700's so that I can eventually buy a house. Of course my baddies dropping will help, but are there any other recommendations to increase my score? Thanks and wish me luck!A single HP actually seldom affects scores unless there are already a LOT of them.

Oh snap on a roll, approved for Sallie Mae!

How hard is it to get the Sallie Mae card? I've only been through 3 statements with my current rewards card and was approved for that after recon. My profile is a lot better and thicker now with my score being 30+ points higher than when I was approved, what are my odds At this point in getting approved? I have 3 collection on my cr that expire 4/2016..any help would be appreciated

So after going on my first app spree last night going 2 for 4, I wanted to shoot for one last card. Figure I should take a pull from my TU report as it was untouched from the spree, applied for the Sallie Mae card got the 7-10 message. Called recon instantaneously, analyst asked about my delinquencies from 3 years ago, explained, he then asked what my goals were to pay off my balance??? Lol found that funny, to cut it short he approved for $2500 I said no I wanted something higher, he said OK $3500 and happy 4th!

Approved for credit, then denied.

I was approved for a 500 dollar credit line, then when I made a $420 purchase, it was declined. We're on a bit of a time crunch here, otherwise I'd be waiting patiently. Should I go ahead and repurchase my item? How long does it take for a pending charge to be reviewed? I sent an email to paypal, but have not heard back yet. It was my first time using the PPC feature, so I'm not sure if I messed something up. I did go back and review to make sure all of the information matched (address, phone number, etc) and verified my credit card and phone number through paypal.

I was approved for a credit line. Went to use it to pay for a purchase and it was declined??? Where do I pull up info on this. I have emailed a few times and nobody responded. I have called a couple of times and I was on hold so long I hung up. This company does not have good customer service. Does anyone know wherein go to find out this info?

Approved for Chase Freedom!

I started the credit rebuilding process last year and have taken my scores from the high 500's to the low 700's in that time. I guess my scores are pretty good now but until today I've never been approved for a regular credit card that wasn't secured! I was really hesitant to apply actually, then they approved me right away and I'm so happy! My current scores, per MPM, are around 670, but that's a recent hit due to another new account I opened mid-July (Amazon Store Card). I was worried that would lead to my denial by Chase but chose to apply anyway. I'm an AU on my dad's Chase Slate, and based on posts on this forum it seems like their reconsideration process is pretty generous with approvals. I figured there was little harm since I could point out my responsible handling of my AU account if I had to call. I now have: CapOne Secured, $500 limitChase Slate (Authorized User), $3200 limitBofA Cashback, $2000 limitAmazon Store Card, $1200 limitChase Freedom, $2200 limitThese last few weeks have been amazing credit-wise, actually... First BofA returned my deposit for their secured card, increased my limit and upgraded me to Cash Rewards, then I managed to get the Amazon Store Card (after being rejected just over a year ago), and now this! So pleased, and very excited to cancel my stupid CapOne Secured. Thanks for listening

Congrats

Was approved for a Mejier Commenity Card!!!

Similar Messages

Maybe you are looking for