$400 down payment refund after a year?

Okay so about a year ago I started a new contract and for the Iphone 4s, they did a credit check and due to my lack of credit they told me I would have to pay a $400.00 down payment. However, I would get this money back after a year of good payments (no late payments are anything I was always on time.)
Okay so I check my history of payments in my account and it showed this
$11.28 deposit interest July 12
$400.00 Deposit           July 12
-$304.56 A/P Credit Return   July 12
The following day I received a check in the mail from Verizon paid to the order to me for $304.56.  It said "Credit refund".
Um if this is my down payment given back to me, where is my other +$90.00?
My down payment like I said was $400.00.

The initial deposit plus simple interest is refunded or is supposed to be refunded but what happens the company takes out for any bills due or upcoming. However it could be a racket, call them up and ask why the shortage. if you did not pay the upcoming invoice take that normal bill due and subtract. it may cime out correct.
However not returning your full deposit with interest, will interest your states attorney generals office. File a complaint with the Attorney Generals Consumer Frauds division. You may also sue verizon in small claims court plus filing fees for the amount not returned.
Deposit payments can be used towards bill payment but as a rule are not allowed especially if you already paid your invoice and have a zero balance or as a final invoice if you are leaving the service provider. Like I said if both these don't apply file a complaint or court case.
But call verizon first to ask why the shortage. I think financial affairs would be the best to call. (billing)

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