Apple just charged me for something I didn't ask for...

just got charged $25 for iCloud which I didn't ask for, has this happened to anyone else ?  how do I get a refund ?
thanks

Hi Michael, 
I don't subscribe to iTunes Match.  I got an email from iCloud saying that, pls see below:
thanks
bernie
Dear Bernard Tay,
This email confirms payment for the iCloud storage plan listed below. You will be billed each year until you cancel by downgrading to the free storage plan from your iOS device, Mac or PC.*
Apple ID:
lXXXXXX
Date of Purchase:
26 May 2013
Next Payment:
26 May 2014
Payment Method:
MasterCard XXXXX
Item:
10 GB storage plan, billed annually
S$ 25.00
Total:
S$ 25.00
* You may contact Apple for a full refund within 15 days of an initial upgrade purchase or within 45 days of a subsequent yearly payment. Partial refunds are available where required by law.
iCloud Support  |  Terms of Service  |  Privacy Policy
Copyright © 2013 Apple Inc. 1 Infinite Loop, Cupertino, CA 95014 All rights reser

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